Mohawk Valley Federal Credit Union

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A short history of Mohawk Valley FCU

Since its inception in 1971 the Mohawk Valley Federal Credit Union has been serving its members in the MARCY, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Crystal Sicilia, the Mohawk Valley FCU has grown its membership to over 3,200 with assets of more than $35,757,913. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (315) 624-2950 or email them at mvfcu@mohawkvalleyfcu.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MARCY, NY.

General Information For Mohawk Valley FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 20823
Address 9212 RIVER RD 
City MARCY 
State New York 
Zip-Code 13403
Phone Number (315) 624-2950
Fax Number (315) 624-2954
Email Address: mvfcu@mohawkvalleyfcu.net
CEO/President Crystal Sicilia
Members 3,200 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 35,757,913 
Website http://www.mohawkvalleyfcu.com 

Compare Mohawk Valley Federal Credit Union To Other Local Credit Unions


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Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Utica Police Department CU utica police dept. fcu utica police dept.fcu 13502 (315) 223-3592 No 5.11
Oneida County CU Oneida County Federal Federal Credit Union 800 Park Ave 13501 (315) 798-5741 No 5.30
Utica Gas & Electric Emp CU Main 215 Old Campion Rd 13413 (315) 733-1596 No 6.02
First Source CU First Source Federal Credit Union 4451 Commercial Dr 13413 (315) 735-8571 No 6.29
Utica District Telephone Employees CU CREDIT UNION LOT 2812 GENESEE ST 13502 (315) 724-5133 No 6.46

Mohawk Valley Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Mohawk Valley Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.00 3.81 6.43 3.29 3.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 411 251 492 48 74
Rank Among All New York Credit Unions 71 98 139 12 25

Mohawk Valley Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.02 0.08 0.20 0.80 0.82
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 134 134 115 206 182
Rank Among All New York Credit Unions 21 35 31 49 43
Mohawk Valley Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.000574897,339
All Other Unsecured Loans/Lines of Credit 9.3309362,415,545
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.8103055,073,835
Used Vehicle Loans 6.4304263,804,233
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.290352,764,235
Total Other Real Estate Loans/Lines of Credit 3.750712,447,199
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.00069572,429
TOTAL LOANS & LEASES 2,41617,974,815

Mohawk Valley Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 101,090,9222190,000
    b. 15 Years or less 231,595,104159,000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 278,20900
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 13,37100
Closed-End Adjustable Rate 21516,83000
Open-End Adjustable Rate 491,926,9983200,000
Open-End Fixed Rate 0000
TOTALS 1065,211,4346449,000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Mohawk Valley Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes