Missoula Federal Credit Union

Social
  • +1
Home » Missoula Federal Credit Union

A short history of Missoula FCU

Since its inception in 1956 the Missoula Federal Credit Union has been serving its members in the MISSOULA, Montana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jack Lawson, the Missoula FCU has grown its membership to over 48,275 with assets of more than $496,537,069. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (406) 523-3300 or email them at memberservice@missoulafcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MISSOULA, MT.

General Information For Missoula FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 11300
Address 3600 BROOKS ST 
City MISSOULA 
State Montana 
Zip-Code 59801
Phone Number (406) 523-3300
Fax Number (406) 523-3535
Email Address: memberservice@missoulafcu.org
CEO/President Jack Lawson
Members 48,275 
Full-Time Employees 137 
Part-Time Employees 7 
Number of Branch Offices 6 
Total Assets 496,537,069 
Website http://www.missoulafcu.org 

Compare Missoula Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
M M Employees CU MM Employees Federal Credit Union 2000 S Russell St Ste 6 59806 (406) 541-6628 No 0.40
Montana Educators' CU Main Office 2000 S Russell St 59806 (406) 728-1034 No 0.41
St. Pats Employees CU St. Pat's Employees Federal Credit Union 500 W Broadway St 59802 (406) 329-5665 No 1.31

Missoula Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Missoula Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 7.90 3.75 3.75 3.38 5.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 85 243 175 59 289
Rank Among All Montana Credit Unions 1 21 9 7 16

Missoula Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.05 0.05 0.05 0.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 143 142 340 283
Rank Among All Montana Credit Unions 4 13 16 31 24
Missoula Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 7.9008,49419,403,042
All Other Unsecured Loans/Lines of Credit 9.0004,44512,538,496
Short-Term, Small Amount Loans (STS) (Federal CU Only) 28.00025471,825
Non-Federally Guaranteed Student Loans 7.1501471,974,402
New Vehicle Loans 3.7507058,741,283
Used Vehicle Loans 3.7505,68648,749,826
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.38042482,948,590
Total Other Real Estate Loans/Lines of Credit 5.50054614,853,321
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.0301,01020,236,947
TOTAL LOANS & LEASES 21,711209,517,732

Missoula Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 8514,563,2578315,970,281
    b. 15 Years or less 20217,022,943336,021,600
Balloon/Hybrid
    a. > 15 years 3620,592,72100
    b. 15 Years or less 71,287,522190,000
Other Fixed Rate 112,233,63182,154,384
Adjustable Rate 1 yr or less 5189,712150,000
Adjustable Rate > 1 yr 7827,058,804128,932,986

OTHER REAL ESTATE

Closed-End Fixed Rate 3159,473,326472,503,300
Closed-End Adjustable Rate 5746,8122155,000
Open-End Adjustable Rate 2224,589,631211,146,200
Open-End Fixed Rate 443,552125,000
TOTALS 97097,801,91120937,048,751

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Missoula Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes