Middle Tennessee Federal Credit Union

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A short history of Middle Tennessee FCU

Since its inception in 1969 the Middle Tennessee Federal Credit Union has been serving its members in the COOKEVILLE, Tennessee area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by HOLLY CROSS, the Middle Tennessee FCU has grown its membership to over 4,673 with assets of more than $32,792,831. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (931) 528-9400 or email them at midtenfcu@charterinternet.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in COOKEVILLE, TN.

General Information For Middle Tennessee FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 19700
Address P.O BOX 3238 
City COOKEVILLE 
State Tennessee 
Zip-Code 38502
Phone Number (931) 528-9400
Fax Number (931) 372-8481
Email Address: midtenfcu@charterinternet.net
CEO/President HOLLY CROSS
Members 4,673 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 32,792,831 
Website http://midtenfcu.com 

Compare Middle Tennessee Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Upper Cumberland CU 627 Livingston Road 627 Livingston Rd 38557 (931) 484-9433 No 29.59

Middle Tennessee Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Middle Tennessee Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.99 5.34 8.12 5.91 6.20
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 496 434 640 364 362
Rank Among All Tennessee Credit Unions 43 77 82 58 35

Middle Tennessee Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.15 0.25 0.15 0.33 0.33
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 108 95 124 298 256
Rank Among All Tennessee Credit Unions 9 10 20 42 38
Middle Tennessee Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.990461498,756
All Other Unsecured Loans/Lines of Credit 10.9805981,700,600
Short-Term, Small Amount Loans (STS) (Federal CU Only) 28.0007139,931
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.3401281,660,763
Used Vehicle Loans 8.1201,0679,829,138
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.9101014,651,632
Total Other Real Estate Loans/Lines of Credit 6.20023484,628
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.99020101,740
TOTAL LOANS & LEASES 2,46918,967,188

Middle Tennessee Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 653,107,0742287,700
Balloon/Hybrid
    a. > 15 years 15796,14000
    b. 15 Years or less 2131,36600
Other Fixed Rate 16321,96600
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 3295,08600

OTHER REAL ESTATE

Closed-End Fixed Rate 18325,59000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 5159,03800
Open-End Fixed Rate 0000
TOTALS 1245,136,2602287,700

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 5159,0380
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Middle Tennessee Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes