Mid-hudson Valley Federal Credit Union

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A short history of Mid-hudson Valley FCU

Since its inception in 1963 the Mid-hudson Valley Federal Credit Union has been serving its members in the KINGSTON, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Wayne Winkler, the Mid-hudson Valley FCU has grown its membership to over 74,690 with assets of more than $996,075,520. They have a main office and 12 branch offices. Please see the credit unions website or contact them by phone at (845) 336-4444 or email them at contactus@mhvfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in KINGSTON, NY.

General Information For Mid-hudson Valley FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 15766
Address PO BOX 1429 
City KINGSTON 
State New York 
Zip-Code 12402
Phone Number (845) 336-4444
Fax Number (845) 336-6925
Email Address: contactus@mhvfcu.com
CEO/President Wayne Winkler
Members 74,690 
Full-Time Employees 213 
Part-Time Employees 57 
Number of Branch Offices 12 
Total Assets 996,075,520 
Website http://mhvfcu.com 

Compare Mid-hudson Valley Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Ulster CU Schwenk Dr 127 Schwenk Dr 12402 (845) 339-5544 No 0.65
Teg CU Hyde Park Office 4282 Albany Post Rd 12538 (845) 452-7323 No 18.82
Hudson Valley CU Poughkeepsie 159 Barnegat Rd 12602 (800) 468-3011 No 19.74
Columbia Greene CU Location of Records 207A Green St 12534 (581) 828-5216 No 25.31

Mid-hudson Valley Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Mid-hudson Valley Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.86 5.47 5.78 4.00 4.72
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 491 447 419 138 197
Rank Among All New York Credit Unions 81 131 128 48 66

Mid-hudson Valley Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.15 0.55 0.55
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 124 251 219
Rank Among All New York Credit Unions N/A 34 36 64 55
Mid-hudson Valley Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.8609,87928,320,924
All Other Unsecured Loans/Lines of Credit 11.49011,07826,254,326
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.0005367,417,255
New Vehicle Loans 5.4703,11261,504,054
Used Vehicle Loans 5.78011,243132,492,511
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.0001,762274,183,628
Total Other Real Estate Loans/Lines of Credit 4.7202,42998,580,860
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.75083824,670,553
TOTAL LOANS & LEASES 40,877653,424,111

Mid-hudson Valley Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 44965,639,9909417,548,666
    b. 15 Years or less 80391,632,018234,507,452
Balloon/Hybrid
    a. > 15 years 34186,118,7992916,472,984
    b. 15 Years or less 6714,297,83300
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 10216,494,98800
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 86028,053,469753,661,757
Closed-End Adjustable Rate 151,206,9992490,750
Open-End Adjustable Rate 1,54666,210,969846,695,097
Open-End Fixed Rate 83,109,42331,370,092
TOTALS 4,191372,764,48831050,746,798

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 61,277,7430
Interest Only & Payment Option Other RE/LOC Loans 1,02554,871,3246,795,097
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 2478,01200
    b. Proprietary Reverse Mortgage Products 0000

Mid-hudson Valley Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes