Members Trust Of The Southwest Federal Credit Union

A short history of Members Trust Of The Southwest FCU

Since its inception in 1936 the Members Trust Of The Southwest Federal Credit Union has been serving its members in the HOUSTON, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Brian Gilbert, the Members Trust Of The Southwest FCU has grown its membership to over 7,042 with assets of more than $123,910,033. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (281) 953-7200 or email them at info@mtfcu.coop to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in HOUSTON, TX.

General Information For Members Trust Of The Southwest FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Members Trust Of The Southwest Federal Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Primeway CU	Greenspoint	100 Dominion Park Dr	77052	(713) 799-6200	No	2.00
Transtar CU	Computer Marketing Corporation	8520 S Sandy Pkwy	84070	(801) 365-5000	No	2.02
Southern Star CU	Southern Star Credit Union	16035 W Little York Rd	77084	(713) 934-1460	No	2.49
Met Tran CU	Met Tran Federal Credit Union	2150 W 18th St	77292	(713) 861-4780	No	2.70
Union Fidelity CU	Union Fidelity FCU	1415 North Loop W Ste 110	77008	(713) 869-9053	No	2.82

Members Trust Of The Southwest Federal Credit Union Financial Performance Charts

Financial Data

Members Trust Of The Southwest Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	8.84	2.90	4.15	5.00	5.00
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	146	133	219	268	229
Rank Among All Texas Credit Unions	30	46	80	85	46

Members Trust Of The Southwest Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	0.04	0.10	0.43	1.14	1.10
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	128	129	71	145	145
Rank Among All Texas Credit Unions	36	47	14	43	28

Members Trust Of The Southwest Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	8.840	766	1,064,926
All Other Unsecured Loans/Lines of Credit	8.300	567	2,031,165
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	2.900	311	7,870,914
Used Vehicle Loans	4.150	1,092	13,529,920
Total 1st Mortgage Real Estate Loans/Lines of Credit	5.000	337	29,767,440
Total Other Real Estate Loans/Lines of Credit	5.000	14	1,143,373
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	4.500	2,084	27,003,722
TOTAL LOANS & LEASES		5,171	82,411,460

Members Trust Of The Southwest Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	77	9,389,432	11	1,312,711
b. 15 Years or less	211	15,107,935	19	2,817,606
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	41	3,453,382	0	0
Adjustable Rate > 1 yr	8	1,816,691	2	390,248

OTHER REAL ESTATE

Closed-End Fixed Rate	11	1,037,119	2	192,616
Closed-End Adjustable Rate	3	106,254	0	0
Open-End Adjustable Rate	0	0	0	0
Open-End Fixed Rate	0	0	0	0
TOTALS	351	30,910,813	34	4,713,181

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Members Trust Of The Southwest Federal Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	Yes
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	No
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes