Member One Federal Credit Union

A short history of Member One FCU

Since its inception in 1940 the Member One Federal Credit Union has been serving its members in the ROANOKE, Virginia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Frank Carter, the Member One FCU has grown its membership to over 104,941 with assets of more than $873,921,039. They have a main office and 14 branch offices. Please see the credit unions website or contact them by phone at (540) 982-8811 or email them at info@memberonefcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ROANOKE, VA.

General Information For Member One FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Member One Federal Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Crch Employees CU	109 Highland Ave SW	109 Highland Ave SW	24016	(540) 985-8535	No	0.44
Blue Eagle CU	Rutherford	419 Rutherford Ave NE	24025	(540) 342-3429	No	0.69
Roanoke Valley Community CU	Main Office	723 5th St NE	24030	(540) 982-3931	No	0.83
High Street Baptist Church CU	High Street Baptist Church	2302 Florida Ave NW	24017	(540) 362-9298	No	2.33
Salem Va Medical Center CU	Main Branch	1970 Roanoke Blvd	24153	(540) 344-4419	No	4.55

Member One Federal Credit Union Financial Performance Charts

Financial Data

Member One Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	9.24	3.55	4.56	4.14	4.65
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	177	215	272	161	188
Rank Among All Virginia Credit Unions	16	35	38	29	21

Member One Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	0.01	0.09	0.62	1.45	2.07
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	139	131	46	96	43
Rank Among All Virginia Credit Unions	15	25	5	11	2

Member One Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	9.240	18,495	35,564,582
All Other Unsecured Loans/Lines of Credit	9.340	11,617	21,550,336
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	3.550	6,403	136,749,784
Used Vehicle Loans	4.560	27,143	356,033,216
Total 1st Mortgage Real Estate Loans/Lines of Credit	4.140	806	89,718,783
Total Other Real Estate Loans/Lines of Credit	4.650	3,165	86,924,838
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	9.340	468	3,500,108
TOTAL LOANS & LEASES		68,097	730,041,647

Member One Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	541	68,172,067	111	17,258,094
b. 15 Years or less	263	21,339,951	55	7,784,410
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	1	111,420	0	0
Adjustable Rate > 1 yr	1	95,345	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	1,388	48,092,239	147	6,608,550
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	1,635	37,331,961	99	4,789,230
Open-End Fixed Rate	142	1,500,638	0	0
TOTALS	3,971	176,643,621	412	36,440,284

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Member One Federal Credit Union Member Offerings

First Time Homebuyer Program	Yes
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	Yes
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	Yes
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes