Mcu Financial Center Credit Union

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A short history of Mcu Financial Center CU

Since its inception in 1939 the Mcu Financial Center Credit Union has been serving its members in the RACINE, Wisconsin area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Richard Delfs, the Mcu Financial Center CU has grown its membership to over 3,653 with assets of more than $23,384,904. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (262) 634-6691 or email them at ryana@mcucreditunion.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in RACINE, WI.

General Information For Mcu Financial Center CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 66878
Address PO BOX 085300 
City RACINE 
State Wisconsin 
Zip-Code 53408
Phone Number (262) 634-6691
Fax Number (262) 634-1210
Email Address: ryana@mcucreditunion.com
CEO/President Richard Delfs
Members 3,653 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 23,384,904 
Website http://www.mcucreditunion.com 

Compare Mcu Financial Center Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Racine Municipal Employees CU Main Office 1907 Lathrop Ave 53405 (262) 637-7274 No 2.57
Educators CU Educators Credit Union - West Bend 960 W Paradise Dr 53177 (262) 886-5900 No 3.30
Kenosha Police And Firemen's CU Kenosha Police & Firemen's Credit Union 625 52nd ST 53140 (262) 658-3332 No 9.73
County CU COUNTY CREDIT UNION 925 59th St 53140 (262) 657-6794 No 10.20
Southern Lakes CU 80th Street 3000 80th St 53142 (262) 694-1600 No 12.00

Mcu Financial Center Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Mcu Financial Center Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.90 3.58 4.25 4.26 4.37
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 151 219 231 175 150
Rank Among All Wisconsin Credit Unions 10 48 43 38 28

Mcu Financial Center Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.01 0.06 0.15 0.25 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 140 139 124 310 266
Rank Among All Wisconsin Credit Unions 16 19 27 47 37
Mcu Financial Center Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.900430492,299
All Other Unsecured Loans/Lines of Credit 12.700225211,166
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.5802093,399,025
Used Vehicle Loans 4.25089311,530,455
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.260321,445,920
Total Other Real Estate Loans/Lines of Credit 4.370631,989,384
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.98029201,174
TOTAL LOANS & LEASES 1,88119,269,423

Mcu Financial Center Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 24726,06100
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 8719,85900

OTHER REAL ESTATE

Closed-End Fixed Rate 7263,22700
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 561,726,157211,115,226
Open-End Fixed Rate 0000
TOTALS 953,435,304211,115,226

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 1265,0000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Mcu Financial Center Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes