Marine Federal Credit Union

A short history of Marine FCU

Since its inception in 1959 the Marine Federal Credit Union has been serving its members in the JACKSONVILLE, North Carolina area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jeffrey Clark, the Marine FCU has grown its membership to over 90,763 with assets of more than $728,559,377. They have a main office and 16 branch offices. Please see the credit unions website or contact them by phone at (910) 577-7333 or email them at marinefederal@marinefederal.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in JACKSONVILLE, NC.

General Information For Marine FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Marine Federal Credit Union To Other Local Credit Unions

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Marine Federal Credit Union Financial Performance Charts

Financial Data

Marine Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	10.24	2.50	3.30	4.25	8.25
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	271	84	124	174	483
Rank Among All North Carolina Credit Unions	19	8	13	19	31

Marine Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	1.00	0.25	0.40	1.50	1.00
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	37	95	76	91	158
Rank Among All North Carolina Credit Unions	2	8	12	5	9

Marine Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	10.240	21,121	65,088,146
All Other Unsecured Loans/Lines of Credit	10.240	5,669	14,141,233
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	2.500	4,194	107,968,844
Used Vehicle Loans	3.300	10,721	154,501,511
Total 1st Mortgage Real Estate Loans/Lines of Credit	4.250	932	128,160,581
Total Other Real Estate Loans/Lines of Credit	8.250	128	4,058,654
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	8.000	1,038	17,302,592
TOTAL LOANS & LEASES		43,803	491,221,561

Marine Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	753	72,150,911	21	3,008,735
b. 15 Years or less	90	3,379,767	6	341,889
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	6	216,027	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	83	52,413,876	8	7,884,160

OTHER REAL ESTATE

Closed-End Fixed Rate	0	0	0	0
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	81	1,777,475	13	512,669
Open-End Fixed Rate	47	2,281,179	27	3,350,624
TOTALS	1,060	132,219,235	75	15,098,077

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Marine Federal Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	Yes
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	Yes
No Surcharge ATMs	No
Home Banking Via Internet Website	Yes