Louisville Gas And Electric Company Credit Union

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A short history of Louisville Gas And Electric Company CU

Since its inception in 1934 the Louisville Gas And Electric Company Credit Union has been serving its members in the Louisville, Kentucky area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Patricia Yates, the Louisville Gas And Electric Company CU has grown its membership to over 3,227 with assets of more than $38,138,483. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (502) 627-3140 or email them at lgecu@bellsouth.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Louisville, KY.

General Information For Louisville Gas And Electric Company CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 61123
Address PO Box 32040 
City Louisville 
State Kentucky 
Zip-Code 40232
Phone Number (502) 627-3140
Fax Number (502) 627-4670
Email Address: lgecu@bellsouth.net
CEO/President Patricia Yates
Members 3,227 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 38,138,483 
Website http://www.lgecu.org 

Compare Louisville Gas And Electric Company Credit Union To Other Local Credit Unions


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Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Msd CU MSD Federal Credit Union 700 W Liberty St 40203 (502) 540-6213 No 0.20
Louisville Metro Police Officers CU Main Office 900 W MARKET ST STE 100 40202 (502) 584-7134 No 0.37
Brown-forman Employees CU BROWN-FORMAN EMPLYS CREDIT UNION 850 DIXIE HWY 40210 (502) 774-7321 No 1.47
One Vision CU Hamburg Pike Branch 3828 Hamburg Pike 47131 (812) 282-1207 No 3.69
Louvah CU LOUVAH Federal Credit Union VA Medical Center 40206 (502) 287-6282 No 3.71

Louisville Gas And Electric Company Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Louisville Gas And Electric Company Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.90 4.68 4.68 4.82 4.13
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 406 361 288 248 119
Rank Among All Kentucky Credit Unions 24 28 19 24 9

Louisville Gas And Electric Company Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.15 0.16 0.25 1.03 0.79
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 108 117 105 168 187
Rank Among All Kentucky Credit Unions 5 13 14 12 17
Louisville Gas And Electric Company Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.9001,0731,831,315
All Other Unsecured Loans/Lines of Credit 11.9304371,066,512
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.6801342,597,298
Used Vehicle Loans 4.6807258,036,375
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.8206354,672
Total Other Real Estate Loans/Lines of Credit 4.1301053,076,262
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.00013,224
TOTAL LOANS & LEASES 2,48116,965,658

Louisville Gas And Electric Company Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 3174,86700
    b. 15 Years or less 3179,80500
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 812,773,75215554,652
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 24302,510384,000
Open-End Fixed Rate 0000
TOTALS 1113,430,93418638,652

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Louisville Gas And Electric Company Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes