Louisiana Usa Federal Credit Union

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A short history of Louisiana Usa FCU

Since its inception in 1939 the Louisiana Usa Federal Credit Union has been serving its members in the BATON ROUGE, Louisiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by James Foy, the Louisiana Usa FCU has grown its membership to over 8,601 with assets of more than $79,873,748. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (225) 292-8910 or email them at webmaster@lausafcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in BATON ROUGE, LA.

General Information For Louisiana Usa FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 3061
Address P O BOX 15745 
City BATON ROUGE 
State Louisiana 
Zip-Code 70895
Phone Number (225) 292-8910
Fax Number (225) 296-0738
Email Address: webmaster@lausafcu.org
CEO/President James Foy
Members 8,601 
Full-Time Employees 33 
Part-Time Employees
Number of Branch Offices
Total Assets 79,873,748 
Website http://www.lausafcu.org 

Compare Louisiana Usa Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Les CU LES Federal Credit Union 950 N 22nd St Ste C 70804 (225) 342-3288 No 0.81
A M E Church CU AME Church Federal Credit Union 1358 South St 70802 (504) 715-8981 No 1.41
Bayou CU Womans Hospital Branch 100 Womans Way 70817 (225) 925-8800 No 1.50
La Capitol CU ONeal Ofice 2102 Oneal Ln 70816 (225) 342-5055 No 1.71
Postal CU GMF Branch 8101 Bluebonnet Blvd 70821 (225) 383-4109 No 1.79

Louisiana Usa Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Louisiana Usa Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.41 3.66 4.17 4.79 6.48
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 116 229 221 244 389
Rank Among All Louisiana Credit Unions 12 42 27 34 44

Louisiana Usa Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.04 0.05 0.09 0.68 0.39
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 129 144 137 228 246
Rank Among All Louisiana Credit Unions 15 46 17 37 34
Louisiana Usa Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.4101,7222,316,566
All Other Unsecured Loans/Lines of Credit 8.8809293,678,829
Short-Term, Small Amount Loans (STS) (Federal CU Only) 23.87010558,374
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.6602986,064,004
Used Vehicle Loans 4.17078112,351,705
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.79014411,739,763
Total Other Real Estate Loans/Lines of Credit 6.480852,128,588
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.3904094,608,651
TOTAL LOANS & LEASES 4,47342,946,480

Louisiana Usa Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 122,143,528283,475,253
    b. 15 Years or less 834,349,6222241,000
Balloon/Hybrid
    a. > 15 years 264,428,0572614,000
    b. 15 Years or less 0000
Other Fixed Rate 23818,5566247,849
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 34942,8634175,400
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 511,185,725211,177,505
TOTALS 22913,868,351635,931,007

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Louisiana Usa Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes