Library Of Congress Federal Credit Union

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A short history of Library Of Congress FCU

Since its inception in 1935 the Library Of Congress Federal Credit Union has been serving its members in the WASHINGTON, District Of Columbia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by MARSHA KING, the Library Of Congress FCU has grown its membership to over 9,734 with assets of more than $240,637,100. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (800) 325-2328 or email them at CULINE@LCFCU.ORG to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in WASHINGTON, DC.

General Information For Library Of Congress FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 266
Address PO Box 23766 
City WASHINGTON 
State District Of Columbia 
Zip-Code 20026
Phone Number (800) 325-2328
Fax Number (202) 707-5643
Email Address: CULINE@LCFCU.ORG
CEO/President MARSHA KING
Members 9,734 
Full-Time Employees 23 
Part-Time Employees
Number of Branch Offices
Total Assets 240,637,100 
Website http://WWW.LCFCU.ORG 

Compare Library Of Congress Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Asbury CU Asbury FCU 926 11th St NW 20001 (202) 783-3308 No 0.35
Mt Gilead CU MAIN OFFICE 1625 13th ST NW 20009 (202) 462-0427 No 0.37
John Wesley Ame Zion Church CU JOHN WESLEY AME ZION CHURCH FCU 1615 14TH ST NW 20009 (202) 667-3824 No 0.37
Napfe CU Main Office 1640 11th St NW 20001 (202) 939-6325 No 0.38
Department Of Commerce CU Silver Spring Office 1325 E West HWY 20910 (301) 588-4722 No 0.44

Library Of Congress Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Library Of Congress Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.75 1.35 1.35 3.00 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 227 2 2 26 132
Rank Among All District Of Columbia Credit Unions 10 1 1 2 5

Library Of Congress Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 0.30 1.27 0.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 97 123 192
Rank Among All District Of Columbia Credit Unions 5 11 10 5 8
Library Of Congress Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.7503,1936,551,457
All Other Unsecured Loans/Lines of Credit 8.1003,22914,563,358
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.3504509,494,815
Used Vehicle Loans 1.3501,08617,372,453
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.00038976,831,848
Total Other Real Estate Loans/Lines of Credit 4.25041418,267,765
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.1001183,108
TOTAL LOANS & LEASES 8,772143,164,804

Library Of Congress Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 21450,304,774245,271,250
    b. 15 Years or less 629,100,88341,118,000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 11317,426,1913905,000

OTHER REAL ESTATE

Closed-End Fixed Rate 702,683,38614626,300
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 34415,584,379373,517,450
Open-End Fixed Rate 0000
TOTALS 80395,099,6138211,438,000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 29915,376,8973,517,450
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Library Of Congress Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes