Kauai Community Federal Credit Union

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A short history of Kauai Community FCU

Since its inception in 1954 the Kauai Community Federal Credit Union has been serving its members in the Lihue, Hawaii area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Tess Shimabukuro, the Kauai Community FCU has grown its membership to over 34,032 with assets of more than $473,778,620. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (808) 245-6791 or email them at info@kcfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Lihue, HI.

General Information For Kauai Community FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 9381
Address 4493 Pahee St 
City Lihue 
State Hawaii 
Zip-Code 96766
Phone Number (808) 245-6791
Fax Number (808) 246-0246
Email Address: info@kcfcu.org
CEO/President Tess Shimabukuro
Members 34,032 
Full-Time Employees 84 
Part-Time Employees
Number of Branch Offices
Total Assets 473,778,620 
Website http://www.kcfcu.org 

Compare Kauai Community Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Garden Island CU EPL 22 Inverness center Pkwy Ste 400 35242 (205) 408-5300 No 3.20
Kauai Teachers CU Kauai Government EFCU 2976 Ewalu St 96766 (808) 245-2463 No 3.29
Kauai Government Employees CU Main Branch 2976 Ewalu St 96766 (808) 245-2463 No 3.36
Mcbryde CU Mcbryde FCU 4469 Waialo Road 96705 (808) 335-3365 No 12.09
Kekaha CU Main Office 8254 Kekaha Rd 96752 (808) 337-1433 No 18.95

Kauai Community Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Kauai Community Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.99 6.00 9.00 4.00 3.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 410 487 695 138 74
Rank Among All Hawaii Credit Unions 23 35 44 11 8

Kauai Community Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.25 0.30 0.60 1.15 1.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 95 88 48 143 125
Rank Among All Hawaii Credit Unions 2 9 1 6 3
Kauai Community Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.9905,85814,469,468
All Other Unsecured Loans/Lines of Credit 10.5004,98434,427,696
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.5208,5716,823,620
New Vehicle Loans 6.0001,52638,080,702
Used Vehicle Loans 9.0001,64024,634,318
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.00061886,893,300
Total Other Real Estate Loans/Lines of Credit 3.75059536,597,809
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.0001486,039,976
TOTAL LOANS & LEASES 23,940247,966,889

Kauai Community Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 5489,82500
    b. 15 Years or less 33150,581,150379,409,430
Balloon/Hybrid
    a. > 15 years 9822,643,998214,657,500
    b. 15 Years or less 2362,57000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 18212,815,757181,581,569
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 342,465,59200
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 56134,132,217592,990,492
Open-End Fixed Rate 0000
TOTALS 1,213123,491,10913518,638,991

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Kauai Community Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes