Johns Hopkins Federal Credit Union

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A short history of Johns Hopkins FCU

Since its inception in 1971 the Johns Hopkins Federal Credit Union has been serving its members in the Baltimore, Maryland area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Michael Mesta, the Johns Hopkins FCU has grown its membership to over 41,372 with assets of more than $438,658,619. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (410) 534-4500 or email them at jhfcu-g@jhfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Baltimore, MD.

General Information For Johns Hopkins FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 20623
Address 2027 E Monument St 
City Baltimore 
State Maryland 
Zip-Code 21205
Phone Number (410) 534-4500
Fax Number (410) 342-1160
Email Address: jhfcu-g@jhfcu.org
CEO/President Michael Mesta
Members 41,372 
Full-Time Employees 81 
Part-Time Employees
Number of Branch Offices
Total Assets 438,658,619 
Website http://www.jhfcu.org 

Compare Johns Hopkins Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Selfreliance Balto CU Washington 4250 Harewood Rd NE 21224 (410) 327-9841 No 1.57
Members First Of Maryland CU Perry Hall 4371 Ebenezer Rd 21236 (410) 931-3123 No 1.69
Post Office Cu Of Md, Inc. CU Main 900 E Fayette St Rm 606 21233 (410) 727-5469 No 2.28
Municipal Empl.credit Union Of Balt CU Commercentre Branch 1777 Reisterstown Rd 21208 (410) 752-8313 No 2.81
Triple C 16 CU TRIPLE C FEDERAL CREDIT UNION 1103 N POINT BLVD STE 422 21224 (410) 284-7820 No 3.18

Johns Hopkins Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Johns Hopkins Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.23 3.25 3.00 3.62 4.33
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 270 174 92 84 142
Rank Among All Maryland Credit Unions 18 26 18 7 16

Johns Hopkins Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.14 0.31 0.36 1.20 0.73
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 111 87 88 134 194
Rank Among All Maryland Credit Unions 6 11 11 15 15
Johns Hopkins Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.2304,1625,740,820
All Other Unsecured Loans/Lines of Credit 10.1205,64516,397,451
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 4.8202002,995,933
New Vehicle Loans 3.2501,00419,125,032
Used Vehicle Loans 3.0002,65837,228,627
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.62053294,713,752
Total Other Real Estate Loans/Lines of Credit 4.3301,53664,521,751
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 9.2306782,173,637
TOTAL LOANS & LEASES 16,415242,897,003

Johns Hopkins Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 23445,706,157174,475,800
    b. 15 Years or less 18423,841,219101,937,200
Balloon/Hybrid
    a. > 15 years 8720,296,2962438,000
    b. 15 Years or less 141,585,41700
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 133,284,66300
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 45821,722,114443,544,171
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1,07842,799,63731619,460
Open-End Fixed Rate 0000
TOTALS 2,068159,235,50310411,014,631

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Johns Hopkins Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes