Houston Metropolitan Federal Credit Union

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A short history of Houston Metropolitan FCU

Since its inception in 1945 the Houston Metropolitan Federal Credit Union has been serving its members in the Houston, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Malcom Rene, the Houston Metropolitan FCU has grown its membership to over 13,158 with assets of more than $51,780,234. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (713) 699-0795 or email them at staff@hmefcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Houston, TX.

General Information For Houston Metropolitan FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24570
Address PO Box 16070 
City Houston 
State Texas 
Zip-Code 77022
Phone Number (713) 699-0795
Fax Number (713) 699-3584
Email Address: staff@hmefcu.org
CEO/President Malcom Rene
Members 13,158 
Full-Time Employees 29 
Part-Time Employees
Number of Branch Offices
Total Assets 51,780,234 
Website http://www.hmefcu.org 

Compare Houston Metropolitan Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Houston Musicians CU MAIN OFFICE 5771 Enid St 77249 (713) 236-8670 No 1.30
Union Fidelity CU Union Fidelity FCU 1415 North Loop W Ste 110 77008 (713) 869-9053 No 3.16
St. Stephen's CU St. Stephens FCU 1215 James St 77009 (713) 862-8945 No 3.70
Houston Texas Fire Fighters CU Houston Texas Fire Fighters FCU 15100 Heathrow Forest Pkwy 77009 (713) 864-0959 No 4.01
Met Tran CU Met Tran Federal Credit Union 2150 W 18th St 77292 (713) 861-4780 No 4.11

Houston Metropolitan Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Houston Metropolitan Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.00 6.27 8.80 4.45 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 459 507 681 200 100
Rank Among All Texas Credit Unions 104 183 223 59 15

Houston Metropolitan Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 0.25 1.00 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 105 174 227
Rank Among All Texas Credit Unions 35 47 22 54 59
Houston Metropolitan Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.000519385,271
All Other Unsecured Loans/Lines of Credit 14.7404,0834,679,372
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 6.2703979,092,501
Used Vehicle Loans 8.8001,08017,564,607
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.450233,017,886
Total Other Real Estate Loans/Lines of Credit 4.000151,032
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.740159995,416
TOTAL LOANS & LEASES 6,26235,786,085

Houston Metropolitan Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 142,278,02700
    b. 15 Years or less 7344,136167,500
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 19,92100
Adjustable Rate 1 yr or less 1385,80200
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 151,03200
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 243,068,918167,500

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Houston Metropolitan Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes