Heritage Family Federal Credit Union

Social
  • +1

A short history of Heritage Family FCU

Since its inception in 1956 the Heritage Family Federal Credit Union has been serving its members in the RUTLAND, Vermont area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Matthew Levandowski, the Heritage Family FCU has grown its membership to over 47,682 with assets of more than $458,243,410. They have a main office and 12 branch offices. Please see the credit unions website or contact them by phone at (802) 775-4930 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in RUTLAND, VT.

General Information For Heritage Family FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24742
Address 30 ALLEN ST 
City RUTLAND 
State Vermont 
Zip-Code 05701
Phone Number (802) 775-4930
Fax Number () -
Email Address: none
CEO/President Matthew Levandowski
Members 47,682 
Full-Time Employees 166 
Part-Time Employees 13 
Number of Branch Offices 12 
Total Assets 458,243,410 
Website http://www.hfcuvt.com 

Compare Heritage Family Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Credit Union Of Vermont CU Sole Location 2 S Main St 05701 (802) 773-0027 No 3.25
White River CU Main Office 96 N Main St 05767 (802) 767-3333 No 17.29
Great Meadow CU Granville 26 E Main St 12832 (518) 642-8100 No 28.35
Vermont Va CU VTVAFCU 1285 VA Cutoff RD 05001 (802) 295-5104 No 28.90
Ticonderoga CU Ticonderoga Federal Credit Union 1178 NYS Route 9N 12883 (518) 585-6725 No 29.91

Heritage Family Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Heritage Family Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.99 2.20 2.20 4.50 4.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 253 52 33 205 200
Rank Among All Vermont Credit Unions 6 2 1 6 6

Heritage Family Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.15 0.40 0.45 0.85 0.60
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 108 75 69 198 211
Rank Among All Vermont Credit Unions 4 3 4 9 11
Heritage Family Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9907,85813,375,131
All Other Unsecured Loans/Lines of Credit 9.7005,63511,198,047
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.2002835,421,467
Used Vehicle Loans 2.2009,30295,703,756
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.5001,341138,803,689
Total Other Real Estate Loans/Lines of Credit 4.7501,46748,881,467
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.7506,01153,606,664
TOTAL LOANS & LEASES 31,897366,990,221

Heritage Family Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 21626,765,337589,415,600
    b. 15 Years or less 47638,158,474212,407,250
Balloon/Hybrid
    a. > 15 years 20892,92300
    b. 15 Years or less 34556,677,679162,317,700
Other Fixed Rate 28115,770,137282,622,852
Adjustable Rate 1 yr or less 3539,13900
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 39510,100,643481,871,200
Closed-End Adjustable Rate 281,356,5273208,000
Open-End Adjustable Rate 1,04437,424,2971156,500,750
Open-End Fixed Rate 0000
TOTALS 2,808187,685,15628925,343,352

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Heritage Family Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes