Greater Texas Federal Credit Union

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A short history of Greater Texas FCU

Since its inception in 1952 the Greater Texas Federal Credit Union has been serving its members in the Austin, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Howard Baker, the Greater Texas FCU has grown its membership to over 64,472 with assets of more than $599,814,359. They have a main office and 17 branch offices. Please see the credit unions website or contact them by phone at (512) 458-2558 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Austin, TX.

General Information For Greater Texas FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 7590
Address 6411 N. Lamar Blvd 
City Austin 
State Texas 
Zip-Code 78752
Phone Number (512) 458-2558
Fax Number (512) 458-5853
Email Address: none
CEO/President Howard Baker
Members 64,472 
Full-Time Employees 150 
Part-Time Employees 32 
Number of Branch Offices 17 
Total Assets 599,814,359 
Website http://www.gtfcu.org 

Compare Greater Texas Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Star Of Texas CU Star of Texas Credit Union 101 E 15th St 78701 (512) 472-2818 No 0.77
A+ CU Round Rock Branch 1000 S Mays St 78701 (512) 302-6800 No 0.84
Texas Dps CU Texas DPS Credit Union 621 W Saint Johns Ave 78761 (512) 452-5211 No 1.00
Capitol CU North Office 11902 Burnet Rd 78708 (512) 477-9465 No 1.45
Texas Health CU TEXAS HEALTH CREDIT UNION 4800 GROVER AVE 78765 (512) 454-4636 No 2.46

Greater Texas Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Greater Texas Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.50 1.99 1.99 4.25 3.49
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 201 34 21 174 55
Rank Among All Texas Credit Unions 45 9 7 49 5

Greater Texas Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.05 0.05 0.30 0.30
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 143 142 302 259
Rank Among All Texas Credit Unions 35 51 38 105 68
Greater Texas Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.5003,6255,337,209
All Other Unsecured Loans/Lines of Credit 9.9904,05310,068,114
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 5.3903383,165,123
New Vehicle Loans 1.9904,01791,162,634
Used Vehicle Loans 1.9906,55398,355,868
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.2501,189142,547,224
Total Other Real Estate Loans/Lines of Credit 3.49024910,706,476
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.2402,0026,903,877
TOTAL LOANS & LEASES 22,026368,246,525

Greater Texas Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 47766,378,202386,672,613
    b. 15 Years or less 65557,750,860469,660,993
Balloon/Hybrid
    a. > 15 years 249,320,1521135,000
    b. 15 Years or less 94,337,13100
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 244,760,879153,238,521

OTHER REAL ESTATE

Closed-End Fixed Rate 24910,706,476402,404,463
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 1,438153,253,70014022,111,590

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Greater Texas Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes