Greater Kentucky Cu, Inc. Credit Union

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A short history of Greater Kentucky Cu, Inc. CU

Since its inception in 1953 the Greater Kentucky Cu, Inc. Credit Union has been serving its members in the LEXINGTON, Kentucky area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by DEBBIE PYLE, the Greater Kentucky Cu, Inc. CU has grown its membership to over 9,092 with assets of more than $73,419,223. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (859) 231-9300 or email them at memberservice@gtkycu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in LEXINGTON, KY.

General Information For Greater Kentucky Cu, Inc. CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62228
Address 1001 RED MILE ROAD 
City LEXINGTON 
State Kentucky 
Zip-Code 40504
Phone Number (859) 231-9300
Fax Number (859) 252-3975
Email Address: memberservice@gtkycu.com
CEO/President DEBBIE PYLE
Members 9,092 
Full-Time Employees 24 
Part-Time Employees
Number of Branch Offices
Total Assets 73,419,223 
Website http://www.gtkycu.com 

Compare Greater Kentucky Cu, Inc. Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Metro Employees CU Main Office 1306 VERSAILLES RD STE 140 40504 (859) 258-3990 No 1.18
Kue CU Main Office 1 Quality St 40507 (859) 367-5845 No 2.42
Lexington Postal CU LPCU Branch 100 Midland Ave 40512 (859) 231-3198 No 3.36
Members Heritage CU Members Heritage Credit Union 2420 Members Way 40504 (248) 373-8990 No 3.68
The Health & Education CU Pasadena Branch 185 Pasadena Dr Ste 155 40503 (859) 231-8262 No 3.70

Greater Kentucky Cu, Inc. Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Greater Kentucky Cu, Inc. Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.94 5.35 6.79 3.75 5.43
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 153 435 526 102 281
Rank Among All Kentucky Credit Unions 12 34 38 8 22

Greater Kentucky Cu, Inc. Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.08 0.15 0.39 1.15 1.07
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 120 119 79 143 150
Rank Among All Kentucky Credit Unions 7 14 9 8 12
Greater Kentucky Cu, Inc. Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.9401,4631,932,594
All Other Unsecured Loans/Lines of Credit 14.8207781,905,014
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.35075820,295,364
Used Vehicle Loans 6.7901,52522,299,422
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.7501008,122,619
Total Other Real Estate Loans/Lines of Credit 5.4301193,222,628
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.65046368,405
TOTAL LOANS & LEASES 4,78958,146,046

Greater Kentucky Cu, Inc. Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 172,349,5952328,000
    b. 15 Years or less 734,966,1132465,600
Balloon/Hybrid
    a. > 15 years 5463,02200
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 5343,88900

OTHER REAL ESTATE

Closed-End Fixed Rate 13264,31000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 601,769,2856274,040
Open-End Fixed Rate 461,189,0335354,888
TOTALS 21911,345,247151,422,528

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 1153,130,9090
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Greater Kentucky Cu, Inc. Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes