Granite Hills Credit Union

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A short history of Granite Hills CU

Since its inception in 1952 the Granite Hills Credit Union has been serving its members in the Barre, Vermont area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Susan Poczobut, the Granite Hills CU has grown its membership to over 2,807 with assets of more than $40,194,057. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (802) 522-5000 or email them at info@granitehills.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Barre, VT.

General Information For Granite Hills CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 64973
Address 328 N Main St 
City Barre 
State Vermont 
Zip-Code 05641
Phone Number (802) 522-5000
Fax Number (802) 522-5020
Email Address: info@granitehills.org
CEO/President Susan Poczobut
Members 2,807 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 40,194,057 
Website http://www.granitehills.org 

Compare Granite Hills Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Members Advantage Community CU South Burlington 50 White St 05403 (802) 862-8184 No 2.56
Central Vermont Medical Center,inc. CU Central Vermont Medical Center Inc., Credit Union 130 Fisher Rd 05641 (802) 371-4211 No 6.19
Vermont State Employees CU St. Johnsbury Branch Office 1036 Memorial Dr 05601 (802) 371-5162 No 8.65
White River CU Main Office 96 N Main St 05767 (802) 767-3333 No 27.89
Northern Lights CU Main Office 1004 Memorial Dr 05819 (802) 748-2288 No 28.03

Granite Hills Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Granite Hills Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.00 4.00 6.00 5.00 5.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 411 282 443 268 289
Rank Among All Vermont Credit Unions 9 9 16 10 8

Granite Hills Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.01 0.05 0.26 1.40 1.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 140 143 104 103 158
Rank Among All Vermont Credit Unions 7 9 8 5 8
Granite Hills Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.000581576,014
All Other Unsecured Loans/Lines of Credit 12.000200328,051
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.0001191,339,504
Used Vehicle Loans 6.0002262,122,762
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.000714,367,762
Total Other Real Estate Loans/Lines of Credit 5.500451,483,548
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.500105991,620
TOTAL LOANS & LEASES 1,34711,209,261

Granite Hills Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 71,394,47900
    b. 15 Years or less 472,280,4784150,955
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 17692,805115,270
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 29583,418264,811
Closed-End Adjustable Rate 441,20400
Open-End Adjustable Rate 12858,926171,815
Open-End Fixed Rate 0000
TOTALS 1165,851,3108302,851

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Granite Hills Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes