Grand Trunk Battle Creek Emp Federal Credit Union

A short history of Grand Trunk Battle Creek Emp FCU

Since its inception in 1945 the Grand Trunk Battle Creek Emp Federal Credit Union has been serving its members in the BATTLE CREEK, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by LuAnn Schott, the Grand Trunk Battle Creek Emp FCU has grown its membership to over 2,964 with assets of more than $33,314,145. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (269) 965-1381 or email them at gtefcu@grandtrunkcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in BATTLE CREEK, MI.

General Information For Grand Trunk Battle Creek Emp FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Grand Trunk Battle Creek Emp Federal Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Kellogg Community CU	Pennfield	1425 Capital Ave NE	49016	(269) 968-9251	No	2.87
Post Community CU	Beckley Office	6030 B Dr N	49014	(800) 835-7328	No	3.01
Blueox CU	Battle Creek Main	115 Riverside Dr	49016	(269) 965-7281	No	4.30
Omni Community CU	Roosevelt	220 Roosevelt Ave E	49016	(269) 441-1400	No	5.75
Marshall Community CU	Marshall Community Credit Union	1157 Michigan Ave E	49068	(269) 781-9885	No	7.12

Grand Trunk Battle Creek Emp Federal Credit Union Financial Performance Charts

Financial Data

Grand Trunk Battle Creek Emp Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	13.90	4.32	7.34	3.75	6.00
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	493	320	573	102	341
Rank Among All Michigan Credit Unions	90	96	121	17	72

Grand Trunk Battle Creek Emp Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	0.05	0.10	0.25	0.83	0.75
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	125	129	105	202	192
Rank Among All Michigan Credit Unions	15	16	21	43	38

Grand Trunk Battle Creek Emp Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	13.900	540	443,547
All Other Unsecured Loans/Lines of Credit	11.960	845	1,332,516
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	4.320	366	6,859,118
Used Vehicle Loans	7.340	414	3,560,707
Total 1st Mortgage Real Estate Loans/Lines of Credit	3.750	37	2,486,810
Total Other Real Estate Loans/Lines of Credit	6.000	14	274,371
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	7.770	18	124,916
TOTAL LOANS & LEASES		2,234	15,081,985

Grand Trunk Battle Creek Emp Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	15	1,326,560	1	60,158
b. 15 Years or less	16	813,066	0	0
Balloon/Hybrid
a. > 15 years	5	277,362	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	1	69,822	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	0	0	0	0
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	14	274,371	3	55,354
Open-End Fixed Rate	0	0	0	0
TOTALS	51	2,761,181	4	115,512

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Grand Trunk Battle Creek Emp Federal Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	Yes
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	Yes
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes