Gas And Electric Credit Union

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A short history of Gas And Electric CU

Since its inception in 1935 the Gas And Electric Credit Union has been serving its members in the ROCK ISLAND, Illinois area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by DARYL EMPEN, the Gas And Electric CU has grown its membership to over 5,148 with assets of more than $74,177,791. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (309) 793-3610 or email them at memberservices@gaselectriccu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ROCK ISLAND, IL.

General Information For Gas And Electric CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 65003
Address 2300 4TH AVE 
City ROCK ISLAND 
State Illinois 
Zip-Code 61201
Phone Number (309) 793-3610
Fax Number (309) 788-6548
Email Address: memberservices@gaselectriccu.com
CEO/President DARYL EMPEN
Members 5,148 
Full-Time Employees 11 
Part-Time Employees
Number of Branch Offices
Total Assets 74,177,791 
Website http://www.gaselectriccu.com 

Compare Gas And Electric Credit Union To Other Local Credit Unions


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Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Moline Municipal CU Moline Municipal Credit Union 1618 15th St 61265 (309) 797-2185 No 3.41
Vibrant CU Vibrant Community Credit Union 2445 Valley West Drive 52732 (309) 796-7500 No 3.50
Davenport Police Department CU Main Office 227 W 4th St 52801 (563) 323-9003 No 3.69
Quad Cities Postal CU Quad Cities Postal Credit Union 4502 27th St 61265 (309) 797-1414 No 3.74
Kone Employees CU KONE ECU 4502 27th St Ste K 61265 (309) 736-6461 No 3.78

Gas And Electric Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Gas And Electric Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.75 2.25 3.25 3.25 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 398 57 120 44 132
Rank Among All Illinois Credit Unions 48 16 35 9 24

Gas And Electric Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 2.25 0.25 0.50 1.10 1.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 14 95 60 152 158
Rank Among All Illinois Credit Unions 2 24 7 21 19
Gas And Electric Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.7501,3782,966,235
All Other Unsecured Loans/Lines of Credit 12.9005671,454,516
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.2503356,395,156
Used Vehicle Loans 3.2508117,707,345
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.25028421,409,027
Total Other Real Estate Loans/Lines of Credit 4.2501723,981,272
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.2501661,876,497
TOTAL LOANS & LEASES 3,71345,790,048

Gas And Electric Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 728,668,139141,464,324
    b. 15 Years or less 1028,162,575111,176,226
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 2167,66500
Other Fixed Rate 622,453,239737,121
Adjustable Rate 1 yr or less 461,957,40929570,780
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1303,175,07869638,392
Open-End Fixed Rate 42806,194748,155
TOTALS 45625,390,2991373,934,998

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 12,9550
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Gas And Electric Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes