Freestone Credit Union

A short history of Freestone CU

Since its inception in 1952 the Freestone Credit Union has been serving its members in the Teague, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by DeAnne Harris, the Freestone CU has grown its membership to over 4,121 with assets of more than $39,944,667. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (254) 739-2594 or email them at freestone@freestonecu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Teague, TX.

General Information For Freestone CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Freestone Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Centex Citizens CU	Centex Citizens Credit Union - Corsicana Branch	3501 West 7th Avenue	75110	(903) 872-8347	No	14.25

Freestone Credit Union Financial Performance Charts

Financial Data

Freestone Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	9.90	2.99	5.00	5.00	7.00
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	243	145	324	268	431
Rank Among All Texas Credit Unions	50	51	113	85	115

Freestone Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	0.10	0.05	0.05	0.43	0.40
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	116	143	142	277	243
Rank Among All Texas Credit Unions	31	51	38	94	61

Freestone Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	9.900	240	397,807
All Other Unsecured Loans/Lines of Credit	7.990	406	942,144
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	2.990	137	3,902,607
Used Vehicle Loans	5.000	419	4,578,011
Total 1st Mortgage Real Estate Loans/Lines of Credit	5.000	117	9,855,352
Total Other Real Estate Loans/Lines of Credit	7.000	5	615,708
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	7.990	325	3,713,347
TOTAL LOANS & LEASES		1,649	24,004,976

Freestone Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	16	2,638,463	3	610,120
b. 15 Years or less	84	5,334,901	5	268,020
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	5	198,217	0	0
Adjustable Rate > 1 yr	12	1,683,771	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	5	615,708	5	615,708
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	0	0	0	0
Open-End Fixed Rate	0	0	0	0
TOTALS	122	10,471,060	13	1,493,848

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Freestone Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	Yes
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	No
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	Yes
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes