Flint Area School Employees Credit Union

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A short history of Flint Area School Employees CU

Since its inception in 1934 the Flint Area School Employees Credit Union has been serving its members in the FLINT, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Patrick White, the Flint Area School Employees CU has grown its membership to over 19,373 with assets of more than $406,948,508. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (810) 720-8300 or email them at memberservices@fasecu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in FLINT, MI.

General Information For Flint Area School Employees CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 60666
Address PO BOX 320830 
City FLINT 
State Michigan 
Zip-Code 48532
Phone Number (810) 720-8300
Fax Number (810) 720-8302
Email Address: memberservices@fasecu.org
CEO/President Patrick White
Members 19,373 
Full-Time Employees 47 
Part-Time Employees 27 
Number of Branch Offices
Total Assets 406,948,508 
Website http://www.fasecu.org 

Compare Flint Area School Employees Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Financial Plus CU 3381 Van Slyke Rd G3381 Van Slyke Rd 48507 (810) 244-2200 No 5.34
Security CU Cros-Lex Office 5200 Peck Rd 48507 (810) 235-2322 No 6.78
Dort CU PIERSON RD BRANCH 5091 W PIERSON RD 48504 (810) 732-3400 No 7.36
Elga CU Flint VG's 5072 Corunna Rd 48532 (810) 715-3542 No 8.36
Sagelink CU Sagelink Credit Union 3378 Lennon Rd 48429 (810) 767-8370 No 11.73

Flint Area School Employees Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Flint Area School Employees Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.90 1.99 1.99 4.25 3.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 151 34 21 174 74
Rank Among All Michigan Credit Unions 22 8 5 44 7

Flint Area School Employees Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.15 0.25 0.82 0.82
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 119 105 203 182
Rank Among All Michigan Credit Unions 13 14 21 44 34
Flint Area School Employees Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.9003,4604,807,721
All Other Unsecured Loans/Lines of Credit 8.9005,6738,669,491
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.99086414,297,092
Used Vehicle Loans 1.9902,14723,813,534
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.25024421,689,239
Total Other Real Estate Loans/Lines of Credit 3.75044511,806,455
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 12.9003624,953,629
TOTAL LOANS & LEASES 13,19590,037,161

Flint Area School Employees Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 12112,394,6847820,700
    b. 15 Years or less 1239,294,555121,375,000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 3079,878,887452,201,000
Closed-End Adjustable Rate 13158,10626,385
Open-End Adjustable Rate 1251,769,46250662,664
Open-End Fixed Rate 0000
TOTALS 68933,495,6941165,065,749

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Flint Area School Employees Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes