First Technology Federal Credit Union

A short history of First Technology FCU

Since its inception in 1970 the First Technology Federal Credit Union has been serving its members in the Mountain View, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Greg Mitchell, the First Technology FCU has grown its membership to over 488,067 with assets of more than $10,560,441,081. They have a main office and 40 branch offices. Please see the credit unions website or contact them by phone at (855) 855-8805 or email them at member_service@addisonavenue.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Mountain View, CA.

General Information For First Technology FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare First Technology Federal Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Star One CU	Branch - Enterprise	1080 Enterprise Way	94089	(408) 543-5202	No	2.94
Stanford CU	Corporate Office	1860 Embarcadero Rd	94303	(650) 842-6049	No	3.16
Menlo Survey CU	Corodata	450 Charcot Ave	95131	(408) 428-1100	No	5.83
Sri CU	Main Office	333 RAVENSWOOD AVE	94026	(650) 859-3711	No	6.23
Keypoint CU	Cupertino Branch	10815 N Wolfe Rd Ste 100	95014	(408) 731-4100	No	6.31

First Technology Federal Credit Union Financial Performance Charts

Financial Data

First Technology Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	9.74	2.80	2.94	4.14	4.50
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	226	120	87	162	168
Rank Among All California Credit Unions	40	46	39	67	48

First Technology Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	1.57	0.05	0.23	0.30	0.23
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	29	143	110	302	268
Rank Among All California Credit Unions	2	45	32	89	81

First Technology Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	9.740	129,213	265,788,911
All Other Unsecured Loans/Lines of Credit	8.500	32,045	91,121,346
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	5.250	674	20,574,064
New Vehicle Loans	2.800	63,150	1,369,116,564
Used Vehicle Loans	2.940	27,038	362,756,815
Total 1st Mortgage Real Estate Loans/Lines of Credit	4.140	13,427	4,329,962,386
Total Other Real Estate Loans/Lines of Credit	4.500	21,443	1,151,404,052
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	4.250	878	14,471,960
TOTAL LOANS & LEASES		287,868	7,605,196,098

First Technology Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	4,478	1,082,739,345	1,396	398,004,694
b. 15 Years or less	1,240	175,766,465	44	20,969,709
Balloon/Hybrid
a. > 15 years	4,878	2,076,848,673	975	672,369,332
b. 15 Years or less	2,795	990,962,859	226	113,051,805
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	36	3,645,044	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	2,608	98,491,492	391	19,825,048
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	18,835	1,052,912,560	2,024	245,558,665
Open-End Fixed Rate	0	0	0	0
TOTALS	34,870	5,481,366,438	5,056	1,469,779,253

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	42	16,213,322		1,227,400
Interest Only & Payment Option Other RE/LOC Loans	4,165	228,960,247		22,361,894
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

First Technology Federal Credit Union Member Offerings

First Time Homebuyer Program	Yes
Real Estate Loans	Yes
Pay Day Lending	Yes
Share Secured Credit Cards	Yes
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	Yes
Check Cashing	Yes
Money Orders	No
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes