First Ohio Community Federal Credit Union

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A short history of First Ohio Community FCU

Since its inception in 1937 the First Ohio Community Federal Credit Union has been serving its members in the NORTH CANTON, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Kim Lapinski, the First Ohio Community FCU has grown its membership to over 4,618 with assets of more than $34,851,673. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (330) 494-8775 or email them at firstohio@firstohiocfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in NORTH CANTON, OH.

General Information For First Ohio Community FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 2454
Address P.O. BOX 2479 
City NORTH CANTON 
State Ohio 
Zip-Code 44720
Phone Number (330) 494-8775
Fax Number (330) 494-7187
Email Address: firstohio@firstohiocfcu.org
CEO/President Kim Lapinski
Members 4,618 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 34,851,673 
Website http://www.firstohiocfcu.org 

Compare First Ohio Community Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Community One Credit Union Of Ohio CU Branch office 537 Cleveland Ave NW 44720 (330) 305-3050 No 1.49
Diebold CU Mayfair Office 5995 Mayfair Rd 44720 (330) 526-2070 No 1.83
United Methodist Financial Credit U CU Home Office 8800 Cleveland Ave NW 44720 (330) 499-3972 No 1.98
Stark CU Cleveland Ave 3426 Cleveland Ave NW 44718 (330) 493-8326 No 3.64
St. Josephs Canton Parish CU Louisville Branch 315 Sherban Ct 44641 (330) 871-8401 No 5.35

First Ohio Community Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


First Ohio Community Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 2.50 2.92 4.28 4.28
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 84 86 177 136
Rank Among All Ohio Credit Unions 38 13 14 47 22

First Ohio Community Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.02 0.03 0.15 0.25 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 135 148 124 310 266
Rank Among All Ohio Credit Unions 20 30 34 92 66
First Ohio Community Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9001,0771,507,648
All Other Unsecured Loans/Lines of Credit 12.81087178,101
Short-Term, Small Amount Loans (STS) (Federal CU Only) 18.00041,302
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.5002273,773,330
Used Vehicle Loans 2.9201,22012,898,972
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.280612,210,890
Total Other Real Estate Loans/Lines of Credit 4.28036870,963
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.6801751,403,718
TOTAL LOANS & LEASES 2,88722,844,924

First Ohio Community Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 451,960,5811120,600
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 16250,309150,000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 20659,8914227,900
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 16211,072150,000
Open-End Fixed Rate 0000
TOTALS 973,081,8537448,500

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

First Ohio Community Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes