First Financial Of Maryland Federal Credit Union

A short history of First Financial Of Maryland FCU

Since its inception in 1953 the First Financial Of Maryland Federal Credit Union has been serving its members in the LUTHERVILLE, Maryland area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Eric Church, the First Financial Of Maryland FCU has grown its membership to over 63,128 with assets of more than $1,014,245,988. They have a main office and 10 branch offices. Please see the credit unions website or contact them by phone at (410) 321-6060 or email them at support@firstfinancial.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in LUTHERVILLE, MD.

General Information For First Financial Of Maryland FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare First Financial Of Maryland Federal Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Baltimore County Employees CU	BCEFCU-Towson	23 W Susquehanna Ave	21204	(410) 828-4730	No	3.23
St. Joseph Medical Center Md CU	St Joseph Medical Center MD FCU	7601 Osler Dr	21204	(410) 337-1319	No	3.63
Point Breeze CU	Owings Mills	10110 Reisterstown Rd	21117	(410) 584-7228	No	3.66
Atlantic Financial CU	Atlantic Financial FCU	40 Schilling Rd	21031	(410) 584-7474	No	3.88
Central Credit Union Of Maryland,in CU	Main Office	8501 La Salle Rd	21286	(410) 828-4500	No	4.55

First Financial Of Maryland Federal Credit Union Financial Performance Charts

Financial Data

First Financial Of Maryland Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	8.90	2.25	2.25	3.50	3.50
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	151	57	36	72	56
Rank Among All Maryland Credit Unions	5	8	6	6	7

First Financial Of Maryland Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	0.25	0.25	0.25	0.80	0.25
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	95	95	105	207	266
Rank Among All Maryland Credit Unions	3	13	18	26	25

First Financial Of Maryland Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	8.900	16,623	27,301,013
All Other Unsecured Loans/Lines of Credit	7.900	10,033	13,561,475
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	6.530	95	2,758,976
New Vehicle Loans	2.250	2,021	35,387,047
Used Vehicle Loans	2.250	4,024	55,680,946
Total 1st Mortgage Real Estate Loans/Lines of Credit	3.500	1,375	185,266,829
Total Other Real Estate Loans/Lines of Credit	3.500	2,488	54,718,691
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	9.900	258	3,687,248
TOTAL LOANS & LEASES		36,917	378,362,225

First Financial Of Maryland Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	620	97,667,013	119	25,306,300
b. 15 Years or less	535	40,740,524	45	5,214,601
Balloon/Hybrid
a. > 15 years	113	21,164,783	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	4	469,879	0	0
Adjustable Rate 1 yr or less	6	982,127	1	225,600
Adjustable Rate > 1 yr	97	24,242,503	34	9,104,400

OTHER REAL ESTATE

Closed-End Fixed Rate	681	21,828,730	74	3,281,751
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	1,807	32,889,961	93	6,855,850
Open-End Fixed Rate	0	0	0	0
TOTALS	3,863	239,985,520	366	49,988,502

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	47	1,975,975		3,009,692
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	4	469,879	0	0

First Financial Of Maryland Federal Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	Yes
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	No
Money Orders	Yes
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes