First Financial Federal Credit Union

A short history of First Financial FCU

Since its inception in 1936 the First Financial Federal Credit Union has been serving its members in the Freehold, New Jersey area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Issa Stephan, the First Financial FCU has grown its membership to over 19,601 with assets of more than $190,001,446. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (732) 312-1500 or email them at info@firstffcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Freehold, NJ.

General Information For First Financial FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare First Financial Federal Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Nestle (freehold) Employees CU	Nestle	61 Jerseyville Ave	07728	(732) 577-7206	No	2.10
Saker Shop Rite CU	Main office	922 State Route 33	07728	(732) 431-4105	No	4.33
Bay Ridge Lodge No 632 CU	Office	66 Caldwell Ter	07746	(732) 972-6040	No	5.70
Criers CU	Criers F.C.U.	665C Azalea Plz	08831	(609) 655-1510	No	9.96
First Atlantic CU	CORP HEADQUARTERS	468 INDUSTRIAL WAY W	07724	(732) 380-3600	No	12.55

First Financial Federal Credit Union Financial Performance Charts

Financial Data

First Financial Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	10.90	3.99	3.99	4.47	5.99
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	332	279	202	202	339
Rank Among All New Jersey Credit Unions	30	39	29	31	47

First Financial Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	0.10	0.05	0.15	0.25	0.60
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	116	143	124	310	211
Rank Among All New Jersey Credit Unions	6	34	16	51	24

First Financial Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	10.900	3,398	14,582,495
All Other Unsecured Loans/Lines of Credit	10.240	702	2,450,832
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	6.170	10,810	18,022,726
New Vehicle Loans	3.990	132	2,449,392
Used Vehicle Loans	3.990	2,222	22,833,479
Total 1st Mortgage Real Estate Loans/Lines of Credit	4.470	234	30,488,278
Total Other Real Estate Loans/Lines of Credit	5.990	746	28,696,599
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	6.250	135	20,457,459
TOTAL LOANS & LEASES		18,379	139,981,260

First Financial Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	100	20,686,530	12	2,453,200
b. 15 Years or less	133	9,558,609	2	545,000
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	1	243,139	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	363	14,106,095	56	3,098,450
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	383	14,590,504	48	3,164,500
Open-End Fixed Rate	0	0	0	0
TOTALS	980	59,184,877	118	9,261,150

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	3	113,320		15,342
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

First Financial Federal Credit Union Member Offerings

First Time Homebuyer Program	Yes
Real Estate Loans	Yes
Pay Day Lending	Yes
Share Secured Credit Cards	Yes
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	Yes
Check Cashing	Yes
Money Orders	No
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes