First Credit Union

A short history of First CU

Since its inception in 1935 the First Credit Union has been serving its members in the Chandler, Arizona area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jay Curtis, the First CU has grown its membership to over 42,022 with assets of more than $464,146,576. They have a main office and 8 branch offices. Please see the credit unions website or contact them by phone at (480) 756-5500 or email them at webmaster@firstcu.coop to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Chandler, AZ.

General Information For First CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare First Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
San Tan CU	Ray Road	78 W Ray Rd Ste 1	85225	(480) 963-5661	No	1.13
Em CU	E M Federal Credit Union	50 W Iron Ave	85210	(480) 633-4435	No	4.06
Bashas' Associates CU	Tempe Branch	735 E Guadalupe Rd	85283	(480) 831-0098	No	6.63
Landings CU	Gilbert Branch	657 N Gilbert Rd	85234	(480) 967-9475	No	8.37
Altier CU	Gateway	6846 E Warner Rd	85212	(480) 324-1033	No	11.14

First Credit Union Financial Performance Charts

Financial Data

First Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	4.90	2.69	2.69	4.12	5.99
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	14	107	65	158	339
Rank Among All Arizona Credit Unions	2	3	2	7	17

First Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	0.02	0.03	0.03	0.20	0.35
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	135	148	146	318	250
Rank Among All Arizona Credit Unions	7	6	11	19	16

First Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	4.900	2,479	10,383,630
All Other Unsecured Loans/Lines of Credit	13.500	2,939	11,027,436
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	2.690	4,527	107,391,558
Used Vehicle Loans	2.690	8,096	136,525,291
Total 1st Mortgage Real Estate Loans/Lines of Credit	4.120	197	30,013,622
Total Other Real Estate Loans/Lines of Credit	5.990	856	32,687,260
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	8.000	431	12,772,969
TOTAL LOANS & LEASES		19,525	340,801,766

First Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	78	13,606,225	45	8,374,844
b. 15 Years or less	93	7,899,902	18	2,700,000
Balloon/Hybrid
a. > 15 years	9	2,637,762	0	0
b. 15 Years or less	17	5,869,733	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	390	15,441,186	33	1,093,100
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	456	16,907,167	291	5,103,730
Open-End Fixed Rate	10	338,907	0	0
TOTALS	1,053	62,700,882	387	17,271,674

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

First Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	Yes
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	Yes
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes