First County Federal Credit Union

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A short history of First County FCU

Since its inception in 1961 the First County Federal Credit Union has been serving its members in the MUNCIE, Indiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Julie Eskew, the First County FCU has grown its membership to over 2,449 with assets of more than $16,567,487. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (765) 284-3471 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MUNCIE, IN.

General Information For First County FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 14163
Address 1100 W 11TH ST 
City MUNCIE 
State Indiana 
Zip-Code 47302
Phone Number (765) 284-3471
Fax Number (765) 282-3863
Email Address: none
CEO/President Julie Eskew
Members 2,449 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 16,567,487 
Website http://www.firstcountyfcu.org 

Compare First County Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Thrive CU Morrison Office 3360 N Morrison Rd 47304 (765) 381-8204 No 3.27
Muncie Post Office CU MUNCIE POST OFFICE CREDIT UNION 501 W Memorial Dr 47307 (765) 282-1309 No 3.63
Munseetown Community CU Main Office 1805 N Elm St 47303 (765) 282-2236 No 5.72
Ball State CU Corporate Office 2900 N Oakwood Ave 47308 (765) 741-2728 No 6.52
Primetrust Financial CU PrimeTrust Financial FCU 3230 S Madison St 47302 (765) 289-2148 No 7.06

First County Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


First County Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.90 2.99 3.99 7.00 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 452 145 202 438 100
Rank Among All Indiana Credit Unions 52 24 36 62 11

First County Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.10 0.35 0.40 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 129 89 284 266
Rank Among All Indiana Credit Unions 15 26 12 47 47
First County Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.900197383,939
All Other Unsecured Loans/Lines of Credit 7.400203540,899
Short-Term, Small Amount Loans (STS) (Federal CU Only) 28.0004410,073
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.9901443,170,673
Used Vehicle Loans 3.9903364,189,681
Total 1st Mortgage Real Estate Loans/Lines of Credit 7.000592,153
Total Other Real Estate Loans/Lines of Credit 4.00037831,718
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.00065561,768
TOTAL LOANS & LEASES 1,0319,780,904

First County Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 37,58900
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 284,56400
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 15300,7076171,500
Closed-End Adjustable Rate 10216,22700
Open-End Adjustable Rate 12314,78400
Open-End Fixed Rate 0000
TOTALS 42923,8716171,500

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 12314,7840
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

First County Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes