First Coast Community Credit Union

A short history of First Coast Community CU

Since its inception in 1948 the First Coast Community Credit Union has been serving its members in the PALATKA, Florida area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Gretchen Lunsford, the First Coast Community CU has grown its membership to over 12,555 with assets of more than $115,139,769. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (386) 328-5555 or email them at info@firstcoastccu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in PALATKA, FL.

General Information For First Coast Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare First Coast Community Credit Union To Other Local Credit Unions

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First Coast Community Credit Union Financial Performance Charts

Financial Data

First Coast Community Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	9.90	5.74	6.14	6.99	10.50
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	243	468	457	437	514
Rank Among All Florida Credit Unions	24	78	68	64	62

First Coast Community Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	0.05	0.10	0.15	0.35	0.35
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	125	129	124	293	250
Rank Among All Florida Credit Unions	14	19	26	58	36

First Coast Community Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	9.900	1,238	2,803,075
All Other Unsecured Loans/Lines of Credit	14.500	1,402	4,656,459
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	5.740	202	4,407,250
Used Vehicle Loans	6.140	896	10,323,508
Total 1st Mortgage Real Estate Loans/Lines of Credit	6.990	98	6,438,915
Total Other Real Estate Loans/Lines of Credit	10.500	273	8,709,813
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	12.000	420	4,606,266
TOTAL LOANS & LEASES		4,529	41,945,286

First Coast Community Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	40	4,287,049	0	0
b. 15 Years or less	21	1,155,534	1	165,000
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	37	996,332	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	8	221,292	0	0
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	108	2,330,645	0	0
Open-End Fixed Rate	157	6,157,876	24	1,813,307
TOTALS	371	15,148,728	25	1,978,307

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

First Coast Community Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	Yes
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	No
Money Orders	No
No Surcharge ATMs	No
Home Banking Via Internet Website	Yes