Financial Center First Credit Union

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A short history of Financial Center First CU

Since its inception in 1953 the Financial Center First Credit Union has been serving its members in the INDIANAPOLIS, Indiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by J. Kevin Ryan, the Financial Center First CU has grown its membership to over 57,225 with assets of more than $538,226,410. They have a main office and 8 branch offices. Please see the credit unions website or contact them by phone at (317) 916-7700 to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in INDIANAPOLIS, IN.

General Information For Financial Center First CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68658
Address 7101 E 56TH ST 
City INDIANAPOLIS 
State Indiana 
Zip-Code 46226
Phone Number (317) 916-7700
Fax Number () -
Email Address: ----
CEO/President J. Kevin Ryan
Members 57,225 
Full-Time Employees 148 
Part-Time Employees
Number of Branch Offices
Total Assets 538,226,410 
Website http://www.fcfcu.com 

Compare Financial Center First Credit Union To Other Local Credit Unions


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Financial Center First Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Financial Center First Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.81 4.39 4.49 4.00 5.90
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 232 328 263 138 330
Rank Among All Indiana Credit Unions 24 72 45 21 46

Financial Center First Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.43 0.10 0.30 0.62 0.62
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 76 129 97 237 209
Rank Among All Indiana Credit Unions 6 26 15 41 32
Financial Center First Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.8104,19815,807,913
All Other Unsecured Loans/Lines of Credit 13.9905,66912,536,704
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.3902,68063,321,590
Used Vehicle Loans 4.4906,018104,233,992
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.0001,689158,960,465
Total Other Real Estate Loans/Lines of Credit 5.9001,81875,117,151
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.0005366,313,673
TOTAL LOANS & LEASES 22,608436,291,488

Financial Center First Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 572,701,71100
    b. 15 Years or less 1,18583,869,521524,815,406
Balloon/Hybrid
    a. > 15 years 22546,601,587246,448,565
    b. 15 Years or less 408,788,883199,203
Other Fixed Rate 14430,7939551,810
Adjustable Rate 1 yr or less 14311,923,041531,142,464
Adjustable Rate > 1 yr 254,644,92913712,645

OTHER REAL ESTATE

Closed-End Fixed Rate 1423,932,885181,263,191
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1,53867,163,1885235,682,357
Open-End Fixed Rate 1384,021,07830130,919
TOTALS 3,507234,077,61672320,846,560

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 15712,604,3801,333,054
Interest Only & Payment Option Other RE/LOC Loans 1,33960,817,8092,637,253
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Financial Center First Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes