Fd Community Federal Credit Union

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A short history of Fd Community FCU

Since its inception in 1934 the Fd Community Federal Credit Union has been serving its members in the Waterbury, Connecticut area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Michael Kinne, the Fd Community FCU has grown its membership to over 8,395 with assets of more than $77,812,883. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (203) 753-9201 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Waterbury, CT.

General Information For Fd Community FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 42
Address 601 Watertown Ave 
City Waterbury 
State Connecticut 
Zip-Code 06708
Phone Number (203) 753-9201
Fax Number (203) 756-6886
Email Address: none
CEO/President Michael Kinne
Members 8,395 
Full-Time Employees 18 
Part-Time Employees
Number of Branch Offices
Total Assets 77,812,883 
Website http://www.fdcommunityfcu.org 

Compare Fd Community Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Greater Waterbury Healthcare CU Greater Waterbury healthcare FCU 64 Robbins St 06708 (203) 573-6227 No 0.58
Waterbury Postal Employees CU WATERBURY POSTAL EMPLOYEES FCU 135 Grand St Rm 209 06702 (203) 756-2891 No 1.20
Waterbury Police CU Waterbury Police FCU 255 E Main St 06720 (203) 757-6775 No 1.49
Waterbury Connecticut Teacher CU Danbury Branch 110 Federal Rd 06722 (203) 791-1117 No 1.76
Skyline Financial CU Main Office 3528 E Main St 06705 (203) 755-2030 No 3.41

Fd Community Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Fd Community Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.74 3.20 7.73 3.60 3.78
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 226 168 607 82 77
Rank Among All Connecticut Credit Unions 4 26 64 9 8

Fd Community Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.14 0.25 0.55 1.10 0.83
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 111 95 55 152 181
Rank Among All Connecticut Credit Unions 8 8 2 10 12
Fd Community Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.7402,7133,165,645
All Other Unsecured Loans/Lines of Credit 12.8409214,884,322
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.20078910,956,774
Used Vehicle Loans 7.7302832,574,197
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.60014112,220,287
Total Other Real Estate Loans/Lines of Credit 3.78041018,941,447
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.7901731,205,990
TOTAL LOANS & LEASES 5,43053,948,662

Fd Community Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 192,069,65300
    b. 15 Years or less 1168,966,33711709,000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 61,184,29700

OTHER REAL ESTATE

Closed-End Fixed Rate 531,636,5459538,468
Closed-End Adjustable Rate 401,401,70500
Open-End Adjustable Rate 31715,903,1972012,068,119
Open-End Fixed Rate 0000
TOTALS 55131,161,7342213,315,587

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 31515,848,6970
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Fd Community Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes