Farmers Credit Union

A short history of Farmers CU

Since its inception in 1953 the Farmers Credit Union has been serving its members in the HAYS, Kansas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Don Napell, the Farmers CU has grown its membership to over 1,109 with assets of more than $13,530,529. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (785) 625-2427 or email them at www.farmerscu@comlinkusa.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in HAYS, KS.

General Information For Farmers CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Farmers Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Ellis CU	Ellis Credit Union	1019 Washington St	67637	(785) 726-3499	No	11.65

Farmers Credit Union Financial Performance Charts

Financial Data

Farmers Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	13.50	2.90	3.90	5.50	5.50
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	477	133	190	324	289
Rank Among All Kansas Credit Unions	26	6	13	28	26

Farmers Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	0.10	0.10	0.15	0.25	0.10
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	116	129	124	310	283
Rank Among All Kansas Credit Unions	10	17	15	39	26

Farmers Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	13.500	156	83,821
All Other Unsecured Loans/Lines of Credit	13.500	22	35,535
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	2.900	25	386,894
Used Vehicle Loans	3.900	68	596,354
Total 1st Mortgage Real Estate Loans/Lines of Credit	5.500	22	1,354,152
Total Other Real Estate Loans/Lines of Credit	5.500	1	15,547
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	6.500	106	2,288,286
TOTAL LOANS & LEASES		400	4,760,589

Farmers Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	1	34,304	0	0
b. 15 Years or less	21	1,319,848	6	172,089
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	1	15,547	0	0
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	0	0	0	0
Open-End Fixed Rate	0	0	0	0
TOTALS	23	1,369,699	6	172,089

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Farmers Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	No
Overdraft Protection/Courtesy Pay	No
Overdraft Lines of Credit	No
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	No
No Surcharge ATMs	No
Home Banking Via Internet Website	Yes