El Reno R.i.l. Credit Union

Social
  • +1

A short history of El Reno R.i.l. CU

Since its inception in 1934 the El Reno R.i.l. Credit Union has been serving its members in the El Reno, Oklahoma area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Michael Smith, the El Reno R.i.l. CU has grown its membership to over 3,214 with assets of more than $48,323,384. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (405) 262-1463 or email them at rockisland@rockislandcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in El Reno, OK.

General Information For El Reno R.i.l. CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62479
Address 320 S Rock Island Ave 
City El Reno 
State Oklahoma 
Zip-Code 73036
Phone Number (405) 262-1463
Fax Number (405) 262-9435
Email Address: rockisland@rockislandcu.com
CEO/President Michael Smith
Members 3,214 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 48,323,384 
Website http://www.rockislandcu.com 

Compare El Reno R.i.l. Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Correctional Workers CU CORRECTIONAL WORKERS FEDERAL CREDIT UNION 406 REFORMATORY CIR 73036 (405) 262-1291 No 1.00
Weokie CU Express North 4528 NW Expressway 73126 (405) 235-3030 No 18.42
Oklahoma Educators CU MOORE BRANCH 2120 RIVERWALK DR 73160 (405) 722-2234 No 19.77
Allegiance CU South OKC Branch 12200 S Western Ave 73170 (405) 789-7900 No 21.00
Communication CU South OKC/Moore 3401 SW 104th St 73159 (405) 848-3437 No 21.41

El Reno R.i.l. Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


El Reno R.i.l. Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 3.94 4.92 5.66 5.96
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 267 314 341 336
Rank Among All Oklahoma Credit Unions 12 28 26 27 18

El Reno R.i.l. Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.15 0.13 0.87 0.76
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 119 129 195 191
Rank Among All Oklahoma Credit Unions 14 16 14 18 15
El Reno R.i.l. Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.900200197,889
All Other Unsecured Loans/Lines of Credit 12.360291468,674
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.940631,445,961
Used Vehicle Loans 4.9204724,504,455
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.660542,475,244
Total Other Real Estate Loans/Lines of Credit 5.960227,845
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.54082582,461
TOTAL LOANS & LEASES 1,1649,702,529

El Reno R.i.l. Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 331,941,35500
    b. 15 Years or less 21533,88900
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 227,84500
TOTALS 562,503,08900

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

El Reno R.i.l. Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes