El Paso Area Teachers Federal Credit Union

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A short history of El Paso Area Teachers FCU

Since its inception in 1936 the El Paso Area Teachers Federal Credit Union has been serving its members in the EL PASO, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Max Villaronga, the El Paso Area Teachers FCU has grown its membership to over 57,810 with assets of more than $638,027,280. They have a main office and 8 branch offices. Please see the credit unions website or contact them by phone at (915) 843-8328 or email them at cumail@tfcu.coop to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in EL PASO, TX.

General Information For El Paso Area Teachers FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 1409
Address 12020 ROJAS DR 
City EL PASO 
State Texas 
Zip-Code 79936
Phone Number (915) 843-8328
Fax Number (915) 859-3564
Email Address: cumail@tfcu.coop
CEO/President Max Villaronga
Members 57,810 
Full-Time Employees 209 
Part-Time Employees 11 
Number of Branch Offices
Total Assets 638,027,280 
Website http://www.tfcu.coop 

Compare El Paso Area Teachers Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Tip Of Texas CU Main 11501 Gateway Blvd W 79936 (915) 532-6575 No 1.92
One Source CU Main Office 8870 Gazelle Dr 79925 (915) 592-0223 No 4.62
Evolve CU Northeast 4521 Cohen Ave 79924 (915) 599-6832 No 4.70
Gecu CU VDS II 10425 Vista Del Sol Dr 79998 (915) 774-2238 No 6.16
Mountain Star CU Main 2229 E Yandell Dr 79903 (915) 544-2215 No 10.30

El Paso Area Teachers Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


El Paso Area Teachers Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 7.50 2.75 3.35 4.00 4.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 64 115 129 138 168
Rank Among All Texas Credit Unions 10 38 51 36 29

El Paso Area Teachers Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.15 0.35 0.85 0.35
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 119 89 198 250
Rank Among All Texas Credit Unions 31 43 18 64 64
El Paso Area Teachers Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 7.5004,22711,456,217
All Other Unsecured Loans/Lines of Credit 8.0009,80345,071,391
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.7505,994147,094,704
Used Vehicle Loans 3.3507,837118,800,351
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.00036532,648,006
Total Other Real Estate Loans/Lines of Credit 4.50089145,072,635
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 9.2509948,756,429
TOTAL LOANS & LEASES 30,111408,899,733

El Paso Area Teachers Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 16011,158,924182,291,006
    b. 15 Years or less 15814,646,384386,229,361
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 2184,495182,500
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 456,658,2036764,100

OTHER REAL ESTATE

Closed-End Fixed Rate 89145,072,635684,689,950
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 1,25677,720,64113114,056,917

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

El Paso Area Teachers Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes