Educational Systems Federal Credit Union

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A short history of Educational Systems FCU

Since its inception in 1955 the Educational Systems Federal Credit Union has been serving its members in the GREENBELT, Maryland area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Chris Conway, the Educational Systems FCU has grown its membership to over 86,592 with assets of more than $947,546,403. They have a main office and 13 branch offices. Please see the credit unions website or contact them by phone at (301) 779-8500 or email them at online@esfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in GREENBELT, MD.

General Information For Educational Systems FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 10696
Address P.O. BOX 179 
City GREENBELT 
State Maryland 
Zip-Code 20768
Phone Number (301) 779-8500
Fax Number () -
Email Address: online@esfcu.org
CEO/President Chris Conway
Members 86,592 
Full-Time Employees 218 
Part-Time Employees
Number of Branch Offices 13 
Total Assets 947,546,403 
Website http://www.esfcu.org 

Compare Educational Systems Federal Credit Union To Other Local Credit Unions


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Address
Zip Code
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ATM Access
Distance (Miles)
Greenbelt CU Greenbelt Federal Credit Union 112 Centerway 20770 (301) 474-5900 No 0.23
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Afl Cio Employees CU 815 16th Streeet 815 16th St NW 20006 (301) 683-2798 No 3.92
Fedchoice CU National Financial Service Center 1111 Constitution Ave Rm 1716 20706 (301) 699-6100 No 4.15

Educational Systems Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Educational Systems Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.25 2.24 2.74 4.00 1.99
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 422 56 70 138 4
Rank Among All Maryland Credit Unions 35 7 13 18 2

Educational Systems Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.50 2.03 0.05
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 60 36 291
Rank Among All Maryland Credit Unions N/A 21 7 1 30
Educational Systems Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.25014,34950,195,971
All Other Unsecured Loans/Lines of Credit 16.99010,43121,374,575
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 7.000771,903,445
New Vehicle Loans 2.2405,933140,248,795
Used Vehicle Loans 2.7407,749120,518,386
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.000991185,348,738
Total Other Real Estate Loans/Lines of Credit 1.9901,25038,462,558
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.0507614,781,493
TOTAL LOANS & LEASES 41,541562,833,961

Educational Systems Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 487105,150,0064111,286,430
    b. 15 Years or less 38755,661,954173,405,400
Balloon/Hybrid
    a. > 15 years 8317,965,09031,100,000
    b. 15 Years or less 274,905,802179,710
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 1409,90400
Adjustable Rate > 1 yr 61,255,98200

OTHER REAL ESTATE

Closed-End Fixed Rate 46314,677,60419996,455
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 78723,784,954785,712,750
Open-End Fixed Rate 0000
TOTALS 2,241223,811,29615922,580,745

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 10208,1140
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Educational Systems Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes