Educational Community Alliance Credit Union

A short history of Educational Community Alliance CU

Since its inception in 1934 the Educational Community Alliance Credit Union has been serving its members in the TOLEDO, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Beth Carpenter, the Educational Community Alliance CU has grown its membership to over 5,691 with assets of more than $44,459,642. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (419) 381-2323 or email them at info@tpscu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in TOLEDO, OH.

General Information For Educational Community Alliance CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Educational Community Alliance Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
University Of Toledo CU	UT Main Campus Office	2801 W Bancroft St	43606	(419) 530-2316	No	0.92
Focus CU	Focus Federal Credit Union	1001 S Reynolds Rd	43615	(419) 724-6611	No	2.02
E.s.c.u. CU	ESCU MAIN	7035 MADISON AVE	43528	(419) 867-5760	No	3.00
Great Lakes CU	Sylvania	6600 Sylvania Ave Ste 6D	43560	(419) 246-5911	No	3.09
Jeep Country CU	branch	559 E Manhattan Blvd	43608	(419) 865-2200	No	3.24

Educational Community Alliance Credit Union Financial Performance Charts

Financial Data

Educational Community Alliance Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	11.06	3.68	4.63	4.63	4.51
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	345	234	282	224	169
Rank Among All Ohio Credit Unions	63	72	60	60	26

Educational Community Alliance Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	0.05	0.25	0.42	0.54	0.25
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	125	95	72	254	266
Rank Among All Ohio Credit Unions	16	16	12	72	66

Educational Community Alliance Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	11.060	849	2,612,304
All Other Unsecured Loans/Lines of Credit	13.740	457	958,129
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	3.680	136	2,471,528
Used Vehicle Loans	4.630	616	7,547,089
Total 1st Mortgage Real Estate Loans/Lines of Credit	4.630	26	2,100,348
Total Other Real Estate Loans/Lines of Credit	4.510	238	7,662,099
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	4.420	80	762,550
TOTAL LOANS & LEASES		2,402	24,114,047

Educational Community Alliance Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	26	2,100,348	4	316,903
b. 15 Years or less	0	0	0	0
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	110	4,584,067	12	881,711
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	128	3,078,032	7	66,413
Open-End Fixed Rate	0	0	0	0
TOTALS	264	9,762,447	23	1,265,027

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Educational Community Alliance Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	Yes
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	No
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	No
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes