Delta County Federal Credit Union

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A short history of Delta County FCU

Since its inception in 1958 the Delta County Federal Credit Union has been serving its members in the DELTA, Colorado area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Michelle Fish, the Delta County FCU has grown its membership to over 4,663 with assets of more than $55,357,707. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (970) 874-7674 or email them at dcfcu@qwestoffice.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in DELTA, CO.

General Information For Delta County FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24381
Address 100 CIRCLE DR 
City DELTA 
State Colorado 
Zip-Code 81416
Phone Number (970) 874-7674
Fax Number (970) 874-5241
Email Address: dcfcu@qwestoffice.net
CEO/President Michelle Fish
Members 4,663 
Full-Time Employees 16 
Part-Time Employees
Number of Branch Offices
Total Assets 55,357,707 
Website http://www.deltacountyfcu.com 

Compare Delta County Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
San Juan Mountains CU Fiserv CUSA 4897 W Lake Park Blvd Ste 200 84120 (800) 568-2872 No 21.10
Nuvista CU Corporate Office 2711 Commercial Way 81402 (970) 249-8813 No 21.93

Delta County Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Delta County Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 14.25 4.75 6.50 5.50 6.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 501 369 499 324 391
Rank Among All Colorado Credit Unions 36 48 53 41 38

Delta County Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 0.10 0.75 0.20
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 134 215 271
Rank Among All Colorado Credit Unions 5 12 20 21 37
Delta County Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 14.250300146,903
All Other Unsecured Loans/Lines of Credit 15.000305109,480
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.75031699,171
Used Vehicle Loans 6.5002592,615,133
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.5007711,254,991
Total Other Real Estate Loans/Lines of Credit 6.50023890,433
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 9.0002273,021,490
TOTAL LOANS & LEASES 1,22218,737,601

Delta County Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 181,935,390135,512
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 599,319,601131,629,049
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 23890,433265,224
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 10012,145,424161,729,785

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Delta County Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes