Delaware State Police Federal Credit Union

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A short history of Delaware State Police FCU

Since its inception in 1960 the Delaware State Police Federal Credit Union has been serving its members in the Georgetown, Delaware area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Stephen Cimo, the Delaware State Police FCU has grown its membership to over 9,931 with assets of more than $123,617,065. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (800) 288-1080 or email them at memservices@dspfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Georgetown, DE.

General Information For Delaware State Police FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 13791
Address PO Box 800 
City Georgetown 
State Delaware 
Zip-Code 19947
Phone Number (800) 288-1080
Fax Number (302) 856-2539
Email Address: memservices@dspfcu.com
CEO/President Stephen Cimo
Members 9,931 
Full-Time Employees 23 
Part-Time Employees
Number of Branch Offices
Total Assets 123,617,065 
Website https://www.dspfcu.com 

Compare Delaware State Police Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Tidemark CU Tidemark Federal Credit Union 140 Aerenson Dr 19963 (302) 629-0100 No 11.24
Milford Memorial CU Milford Memorial FCU 21 W Clarke Ave Ste 312 19963 (302) 430-5592 No 16.65
Delmarva Power Southern Division CU Delmarva Power Credit Union 2530 N Salisbury Blvd 21802 (410) 860-6290 No 20.24
Dor Wic CU Main Office 816 E Salisbury Pkwy 21801 (410) 543-0466 No 22.74
Peninsula Gen Hosp&med Centr Empls CU Pen Gen Hosp FCU 100 E Carroll St 21801 (410) 543-7230 No 23.81

Delaware State Police Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Delaware State Police Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.42 6.17 4.67 5.40 7.07
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 195 500 287 315 436
Rank Among All Delaware Credit Unions 4 16 6 10 11

Delaware State Police Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.15 0.30 1.35 1.35
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 119 97 111 112
Rank Among All Delaware Credit Unions 3 5 3 3 2
Delaware State Police Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.4202,0632,896,158
All Other Unsecured Loans/Lines of Credit 6.6701,18313,139,217
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 6.170701,086,345
Used Vehicle Loans 4.6703925,308,798
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.40013120,328,471
Total Other Real Estate Loans/Lines of Credit 7.0701967,594,373
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.37035519,041
TOTAL LOANS & LEASES 4,07050,872,403

Delaware State Police Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 191,515,5802239,000
    b. 15 Years or less 10918,667,49571,393,145
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 3145,39600
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 973,727,3474224,950
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 993,867,0265333,754
Open-End Fixed Rate 0000
TOTALS 32727,922,844182,190,849

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Delaware State Police Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes