Deepwater Industries Federal Credit Union

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A short history of Deepwater Industries FCU

Since its inception in 1935 the Deepwater Industries Federal Credit Union has been serving its members in the DEEPWATER, New Jersey area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Ida Bowen, the Deepwater Industries FCU has grown its membership to over 8,618 with assets of more than $90,155,115. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (856) 299-1279 or email them at difcu@deepwaterind.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in DEEPWATER, NJ.

General Information For Deepwater Industries FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 430
Address PO BOX 42 
City DEEPWATER 
State New Jersey 
Zip-Code 08023
Phone Number (856) 299-1279
Fax Number (856) 299-0287
Email Address: difcu@deepwaterind.org
CEO/President Ida Bowen
Members 8,618 
Full-Time Employees 23 
Part-Time Employees
Number of Branch Offices
Total Assets 90,155,115 
Website http://www.deepwaterind.org 

Compare Deepwater Industries Federal Credit Union To Other Local Credit Unions


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Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Delaware River & Bay Auth Emp CU Cape May Terminal 1200 Lincoln Blvd 08204 (609) 889-7242 No 3.63
Delaware Alliance CU Main Office 2320 N Dupont Hwy 19720 (302) 429-0404 No 4.48
Stepping Stones Community CU Stepping Stones Community Federal Credit Union 603 N Church St 19801 (302) 298-3253 No 4.51
Ici America CU Office 621 Delaware St 19720 (302) 328-7612 No 4.70
New Castle County School Emp CU CHS Branch 190 Salem Church Rd 19720 (302) 613-5330 No 4.80

Deepwater Industries Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Deepwater Industries Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 7.80 2.75 3.25 4.35 5.45
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 82 115 120 186 284
Rank Among All New Jersey Credit Unions 5 14 19 28 42

Deepwater Industries Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.15 0.40 0.40 0.70
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 119 76 284 199
Rank Among All New Jersey Credit Unions 6 30 7 45 22
Deepwater Industries Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 7.8001,1594,647,286
All Other Unsecured Loans/Lines of Credit 9.3509444,932,460
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.4001,1581,735,651
New Vehicle Loans 2.750791,487,340
Used Vehicle Loans 3.2503643,696,922
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.35018214,502,482
Total Other Real Estate Loans/Lines of Credit 5.450952,943,153
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.0002415,646,866
TOTAL LOANS & LEASES 4,22239,592,160

Deepwater Industries Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 517,368,22900
    b. 15 Years or less 1317,134,253171,085,775
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 902,593,515285,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 5349,63800
Open-End Fixed Rate 0000
TOTALS 27717,445,635191,170,775

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Deepwater Industries Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes