Dakota Plains Credit Union

A short history of Dakota Plains CU

Since its inception in 1941 the Dakota Plains Credit Union has been serving its members in the EDGELEY, North Dakota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Michael Reisnour, the Dakota Plains CU has grown its membership to over 4,342 with assets of more than $73,078,386. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (701) 493-2334 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in EDGELEY, ND.

General Information For Dakota Plains CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Dakota Plains Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Hometown CU	KULM	18 MAIN AVE S	58456	(701) 647-2448	No	8.62
Lamoure CU	LaMoure Credit Union	203 7th St SE	58458	(701) 883-5241	No	23.02

Dakota Plains Credit Union Financial Performance Charts

Financial Data

Dakota Plains Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	5.25	4.70	4.70	4.50	4.75
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	17	363	290	205	200
Rank Among All North Dakota Credit Unions	1	23	18	7	8

Dakota Plains Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	0.05	0.05	0.15	0.88	0.85
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	125	143	124	194	179
Rank Among All North Dakota Credit Unions	6	16	10	12	12

Dakota Plains Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	5.250	836	1,395,762
All Other Unsecured Loans/Lines of Credit	8.700	326	644,151
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	4.700	100	2,299,239
Used Vehicle Loans	4.700	857	9,862,787
Total 1st Mortgage Real Estate Loans/Lines of Credit	4.500	335	29,080,138
Total Other Real Estate Loans/Lines of Credit	4.750	6	1,077,675
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	5.500	625	19,674,402
TOTAL LOANS & LEASES		3,085	64,034,154

Dakota Plains Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	0	0	0	0
b. 15 Years or less	24	1,071,328	4	61,500
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	10	1,708,647	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	2	110,962	0	0
Adjustable Rate > 1 yr	299	26,189,201	35	5,140,922

OTHER REAL ESTATE

Closed-End Fixed Rate	2	22,190	2	23,200
Closed-End Adjustable Rate	4	1,055,485	0	0
Open-End Adjustable Rate	0	0	0	0
Open-End Fixed Rate	0	0	0	0
TOTALS	341	30,157,813	41	5,225,622

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	3	443,968		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Dakota Plains Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	Yes
Overdraft Protection/Courtesy Pay	No
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	Yes
Check Cashing	Yes
Money Orders	Yes
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes