Of Texas Credit Union

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A short history of Of Texas CU

Since its inception in 1931 the Of Texas Credit Union has been serving its members in the Dallas, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Eric Pointer, the Of Texas CU has grown its membership to over 135,145 with assets of more than $1,375,317,767. They have a main office and 13 branch offices. Please see the credit unions website or contact them by phone at (972) 263-9497 or email them at feedback@cuoftexas.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Dallas, TX.

General Information For Of Texas CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 66327
Address P.O. Box 517028 
City Dallas 
State Texas 
Zip-Code 75251
Phone Number (972) 263-9497
Fax Number (972) 301-1830
Email Address: feedback@cuoftexas.org
CEO/President Eric Pointer
Members 135,145 
Full-Time Employees 415 
Part-Time Employees 32 
Number of Branch Offices 13 
Total Assets 1,375,317,767 
Website http://cutx.org 

Compare Of Texas Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Texas Health Resources CU Texas Health Resources CU 12770 Coit Rd Ste 100 75251 (214) 361-3800 No 0.46
Go CU Corporate Office 10501 N Central Expy Ste 300 75240 (214) 742-6551 No 2.44
Neighborhood CU Oak Cliff Branch 1515 N Cockrell Hill Rd Ste 112 75380 (214) 748-9393 No 2.51
Prestige Community CU Main 15203 Knoll Trail Dr Ste 101 75380 (972) 715-4444 No 3.92
Texans CU Downtown Garland 626 Austin St 75040 (972) 348-3700 No 5.39

Of Texas Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Of Texas Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.40 4.14 4.14 5.17 6.61
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 115 298 218 288 402
Rank Among All Texas Credit Unions 21 113 79 88 106

Of Texas Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.05 0.16 0.75 0.62
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 143 123 215 209
Rank Among All Texas Credit Unions 31 51 28 71 52
Of Texas Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.40013,89930,267,416
All Other Unsecured Loans/Lines of Credit 13.50012,43239,015,526
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.1404,45498,903,651
Used Vehicle Loans 4.14023,976354,723,938
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.1702,856214,856,510
Total Other Real Estate Loans/Lines of Credit 6.6102,842119,870,772
Leases Receivable 5.5309,467265,772,733
Total All Other Loans/Lines of Credit 10.9902,21521,807,954
TOTAL LOANS & LEASES 72,1411,145,218,500

Of Texas Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1,261135,806,44015525,539,724
    b. 15 Years or less 1,56676,777,82714512,775,745
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 25829,357482,738
Adjustable Rate > 1 yr 41,442,8861355,200

OTHER REAL ESTATE

Closed-End Fixed Rate 2,784118,575,46420211,827,345
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 581,295,3087137,767
Open-End Fixed Rate 0000
TOTALS 5,698334,727,28251450,718,519

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Of Texas Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes