Of America Credit Union

A short history of Of America CU

Since its inception in 1935 the Of America Credit Union has been serving its members in the Wichita, Kansas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Bob Thurman, the Of America CU has grown its membership to over 64,384 with assets of more than $782,921,434. They have a main office and 13 branch offices. Please see the credit unions website or contact them by phone at (316) 265-3272 or email them at info@cuofamerica.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Wichita, KS.

General Information For Of America CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Of America Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Equishare CU	9100 W Central Ave	9100 W Central Ave	67212	(316) 263-6171	No	0.20
Wheat State CU	MCCU Riverside Branch	2622 W Central Ave Ste 106	67203	(316) 440-3323	No	2.93
Wichita CU	East Office	9835 E. 21st ST	67206	(316) 941-0600	No	2.95
Campus CU	Campus Credit Union	1845 Fairmount St # 65	67260	(316) 978-3666	No	3.07
Quantum CU	West	6300 W 21st St N	67205	(316) 263-5756	No	4.83

Of America Credit Union Financial Performance Charts

Financial Data

Of America Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	12.90	4.25	4.25	4.25	4.25
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	452	311	231	174	132
Rank Among All Kansas Credit Unions	22	29	18	20	11

Of America Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	0.15	0.25	0.35	1.19	1.64
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	108	95	89	135	81
Rank Among All Kansas Credit Unions	8	12	8	7	2

Of America Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	12.900	11,411	25,447,877
All Other Unsecured Loans/Lines of Credit	12.500	9,203	15,563,285
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	7.670	4,509	1,532,513
New Vehicle Loans	4.250	4,337	100,600,497
Used Vehicle Loans	4.250	23,837	281,699,671
Total 1st Mortgage Real Estate Loans/Lines of Credit	4.250	1,633	135,784,220
Total Other Real Estate Loans/Lines of Credit	4.250	2,867	65,680,815
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	6.000	1,192	13,514,835
TOTAL LOANS & LEASES		58,989	639,823,713

Of America Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	671	73,561,892	212	28,603,915
b. 15 Years or less	956	61,498,222	101	11,695,910
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	6	724,106	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	129	1,756,634	0	0
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	2,738	63,924,181	398	9,009,973
Open-End Fixed Rate	0	0	0	0
TOTALS	4,500	201,465,035	711	49,309,798

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Of America Credit Union Member Offerings

First Time Homebuyer Program	Yes
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	No
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	No
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	No
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes