Coosa Pines Federal Credit Union

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A short history of Coosa Pines FCU

Since its inception in 1950 the Coosa Pines Federal Credit Union has been serving its members in the CHILDERSBURG, Alabama area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Don Carden, the Coosa Pines FCU has grown its membership to over 21,686 with assets of more than $237,836,971. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (256) 378-5559 or email them at cpfcu@coosapinesfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CHILDERSBURG, AL.

General Information For Coosa Pines FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 6774
Address 33710 US HIGHWAY 280 
City CHILDERSBURG 
State Alabama 
Zip-Code 35044
Phone Number (256) 378-5559
Fax Number (256) 378-3881
Email Address: cpfcu@coosapinesfcu.org
CEO/President Don Carden
Members 21,686 
Full-Time Employees 56 
Part-Time Employees
Number of Branch Offices
Total Assets 237,836,971 
Website http://www.coosapinesfcu.org 

Compare Coosa Pines Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Heritage South CU Broadway Branch 901 N Broadway Ave 35150 (256) 245-4776 No 8.21
Ebsco CU EBSCO FCU 5724 Highway 280 E 35201 (205) 991-1106 No 17.36
Avadian CU Montgomery 2906 Atlanta Hwy 36109 (334) 271-4526 No 23.94
Mutual Savings CU Clanton 1501 7th St S 35046 (205) 755-7786 No 24.09
Dixie Craft Employees CU Dixie Craft Employee Credit Union 1537 S Main St 35072 (256) 839-6354 No 24.41

Coosa Pines Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Coosa Pines Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.90 3.38 5.88 3.84 5.22
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 452 194 429 113 257
Rank Among All Alabama Credit Unions 27 22 41 8 23

Coosa Pines Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.09 0.20 0.64 0.79 0.88
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 118 108 43 209 175
Rank Among All Alabama Credit Unions 9 18 1 24 15
Coosa Pines Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.9001,6592,751,802
All Other Unsecured Loans/Lines of Credit 12.3402,6945,504,025
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.3804298,080,209
Used Vehicle Loans 5.8803,89142,160,909
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.84075459,011,280
Total Other Real Estate Loans/Lines of Credit 5.2202684,807,856
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.9307827,270,372
TOTAL LOANS & LEASES 10,477129,586,453

Coosa Pines Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 183,072,98400
    b. 15 Years or less 53032,329,002343,387,615
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 20623,609,294183,326,134
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 51932,5738221,379
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 2173,875,28317350,768
Open-End Fixed Rate 0000
TOTALS 1,02263,819,136777,285,896

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Coosa Pines Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes