Community First Guam Federal Credit Union

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A short history of Community First Guam FCU

Since its inception in 1962 the Community First Guam Federal Credit Union has been serving its members in the Hagatna, Guam Gu area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Gerard Cruz, the Community First Guam FCU has grown its membership to over 11,706 with assets of more than $121,675,912. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (671) 472-8210 or email them at emailus@communityfirstfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Hagatna, GU.


General Information For Community First Guam FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 15051
Address 238 Archbishop Flores St Ste 102, H 
City Hagatna 
State Guam Gu 
Zip-Code 96910
Phone Number (671) 472-8210
Fax Number (671) 477-1135
Email Address: emailus@communityfirstfcu.com
CEO/President Gerard Cruz
Members 11,706 
Full-Time Employees 78 
Part-Time Employees
Number of Branch Offices
Total Assets 121,675,912 
Website http://www.communityfirstfcu.com 

Compare Community First Guam Federal Credit Union To Other Local Credit Unions


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Community First Guam Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Community First Guam Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.82 5.31 9.07 6.05 6.95
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 489 430 700 376 426
Rank Among All Guam Gu Credit Unions 2 1 1 2 2

Community First Guam Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.25 0.25 0.34 1.14 0.30
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 95 95 91 145 259
Rank Among All Guam Gu Credit Unions 2 2 2 2 1
Community First Guam Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.8207932,299,575
All Other Unsecured Loans/Lines of Credit 7.0102,55926,566,734
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.31047716,644
Used Vehicle Loans 9.07018202,858
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.05025747,160,208
Total Other Real Estate Loans/Lines of Credit 6.95018710,543,587
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.8601914,022,075
TOTAL LOANS & LEASES 4,05291,511,681

Community First Guam Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 181,704,190408,636,686
    b. 15 Years or less 5013,239,938145,009,870
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 102,231,68661,530,400
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 7414,937,93861,114,820
Adjustable Rate > 1 yr 10515,046,456101,547,880

OTHER REAL ESTATE

Closed-End Fixed Rate 1546,659,1815200,200
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 333,884,4064500,000
Open-End Fixed Rate 0000
TOTALS 44457,703,7958518,539,856

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Community First Guam Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes