Community Credit Union

A short history of Community CU

Since its inception in 1942 the Community Credit Union has been serving its members in the NEW ROCKFORD, North Dakota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Barbara Messner, the Community CU has grown its membership to over 5,221 with assets of more than $165,428,659. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (701) 947-5011 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in NEW ROCKFORD, ND.

General Information For Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Community Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Tolna Co Op CU	Tolna Co-op	200 N Main St #1	58380	(701) 262-4726	No	25.85

Community Credit Union Financial Performance Charts

Financial Data

Community Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	11.00	4.25	5.00	4.50	4.50
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	341	311	324	205	168
Rank Among All North Dakota Credit Unions	13	21	20	7	6

Community Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	0.15	0.15	0.20	1.09	1.20
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	108	119	114	155	133
Rank Among All North Dakota Credit Unions	4	10	9	8	6

Community Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	11.000	498	278,743
All Other Unsecured Loans/Lines of Credit	5.000	28	46,709
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	4.750	5	50,561
New Vehicle Loans	4.250	3	42,375
Used Vehicle Loans	5.000	45	201,066
Total 1st Mortgage Real Estate Loans/Lines of Credit	4.500	143	13,339,084
Total Other Real Estate Loans/Lines of Credit	4.500	11	465,862
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	4.500	201	11,623,714
TOTAL LOANS & LEASES		934	26,048,114

Community Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	0	0	0	0
b. 15 Years or less	6	1,161,513	1	327,059
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	137	12,177,571	10	1,259,332

OTHER REAL ESTATE

Closed-End Fixed Rate	4	52,812	0	0
Closed-End Adjustable Rate	7	413,050	0	0
Open-End Adjustable Rate	0	0	0	0
Open-End Fixed Rate	0	0	0	0
TOTALS	154	13,804,946	11	1,586,391

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Community Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	Yes
Overdraft Protection/Courtesy Pay	No
Overdraft Lines of Credit	No
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	Yes
No Surcharge ATMs	No
Home Banking Via Internet Website	Yes