Community 1st Federal Credit Union

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A short history of Community 1st FCU

Since its inception in 1953 the Community 1st Federal Credit Union has been serving its members in the Miles City, Montana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by John Gillette, the Community 1st FCU has grown its membership to over 3,463 with assets of more than $28,864,640. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (406) 234-2550 or email them at nyoka@community1stfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Miles City, MT.

General Information For Community 1st FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 8588
Address 2905 Main St 
City Miles City 
State Montana 
Zip-Code 59301
Phone Number (406) 234-2550
Fax Number (406) 234-3127
Email Address: nyoka@community1stfcu.org
CEO/President John Gillette
Members 3,463 
Full-Time Employees 10 
Part-Time Employees
Number of Branch Offices
Total Assets 28,864,640 
Website http://www.c1stfcu.org 

Compare Community 1st Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Miles City CU Miles City Federal Credit Union 2513 Main St 59301 (406) 234-5458 No 3.13

Community 1st Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Community 1st Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.99 5.07 5.62 4.73 4.65
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 496 404 400 236 188
Rank Among All Montana Credit Unions 17 40 24 19 10

Community 1st Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.03 0.24 0.21 0.64 0.77
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 130 100 112 235 190
Rank Among All Montana Credit Unions 5 7 7 14 8
Community 1st Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.990110181,146
All Other Unsecured Loans/Lines of Credit 8.430261581,692
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.07018467,988
Used Vehicle Loans 5.6203353,226,016
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.7301319,674,816
Total Other Real Estate Loans/Lines of Credit 4.650391,273,880
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.8602474,700,383
TOTAL LOANS & LEASES 1,14120,105,921

Community 1st Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 121,059,7663265,471
    b. 15 Years or less 372,224,299294,000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 464,848,8811212,000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 361,541,8703156,900
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 558,128125,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 341,215,7522108,616
Open-End Fixed Rate 0000
TOTALS 17010,948,69612861,987

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Community 1st Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes