Chocolate Bayou Community Federal Credit Union

A short history of Chocolate Bayou Community FCU

Since its inception in 1962 the Chocolate Bayou Community Federal Credit Union has been serving its members in the Alvin, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Gary Angeles, the Chocolate Bayou Community FCU has grown its membership to over 13,508 with assets of more than $111,597,615. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (281) 331-2253 or email them at pcu@cbcfcu.coop to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Alvin, TX.

General Information For Chocolate Bayou Community FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Chocolate Bayou Community Federal Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Brazos Community CU	Corporate Office	FM2004 Two Miles South of FM2917	77512	(281) 581-3269	No	0.03
American Baptist Association CU	American Baptist Association Credit Union	7911 Stratford Hall Dr	77512	(281) 245-6887	No	8.50
Associated Credit Union Of Texas CU	Bay Colony HEB	2955 Gulf FWY s	77574	(800) 848-0330	No	10.00
St. Luke's Community CU	Main Office	11011 Hall Rd	77089	(281) 464-8286	No	11.81
Jsc CU	Monument Branch	2200 E 13th St	77258	(281) 488-7070	No	12.21

Chocolate Bayou Community Federal Credit Union Financial Performance Charts

Financial Data

Chocolate Bayou Community Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	12.90	6.92	6.92	7.50	7.50
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	452	547	538	457	457
Rank Among All Texas Credit Unions	100	193	180	131	120

Chocolate Bayou Community Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	0.05	0.05	0.05	0.63	0.05
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	125	143	142	236	291
Rank Among All Texas Credit Unions	35	51	38	80	77

Chocolate Bayou Community Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	12.900	1,542	2,233,008
All Other Unsecured Loans/Lines of Credit	13.750	1,231	2,588,580
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	6.920	561	12,622,887
Used Vehicle Loans	6.920	1,058	16,736,438
Total 1st Mortgage Real Estate Loans/Lines of Credit	7.500	201	12,120,112
Total Other Real Estate Loans/Lines of Credit	7.500	56	2,055,450
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	12.900	458	6,289,516
TOTAL LOANS & LEASES		5,107	54,645,991

Chocolate Bayou Community Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	9	722,789	1	134,800
b. 15 Years or less	192	11,397,323	27	2,422,900
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	56	2,055,450	6	329,418
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	0	0	0	0
Open-End Fixed Rate	0	0	0	0
TOTALS	257	14,175,562	34	2,887,118

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Chocolate Bayou Community Federal Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	Yes
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	Yes
No Surcharge ATMs	No
Home Banking Via Internet Website	Yes