Central Willamette Community Credit Union

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A short history of Central Willamette Community CU

Since its inception in 1955 the Central Willamette Community Credit Union has been serving its members in the ALBANY, Oregon area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Stacie Wyss-Schoenborn, the Central Willamette Community CU has grown its membership to over 27,336 with assets of more than $273,535,966. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (541) 928-4536 or email them at cu-email@centralwcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ALBANY, OR.

General Information For Central Willamette Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62665
Address PO BOX 1899 
City ALBANY 
State Oregon 
Zip-Code 97321
Phone Number (541) 928-4536
Fax Number (541) 926-4843
Email Address: cu-email@centralwcu.org
CEO/President Stacie Wyss-Schoenborn
Members 27,336 
Full-Time Employees 74 
Part-Time Employees
Number of Branch Offices
Total Assets 273,535,966 
Website http://www.centralwcu.org 

Compare Central Willamette Community Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Oregon State CU Newport Branch 1923 N Coast Hwy 97339 (541) 574-6124 No 6.61
Benton County Schools CU Main Office 2101 NW Professional DR 97339 (541) 754-7765 No 7.31
Linn - Co CU Training Center 540 S 2nd St 97355 (541) 259-1235 No 13.01
Ibew/sj Cascade CU IBEW/SJ Cascade FCU 1825 12th St SE Ste 130 97302 (503) 581-6221 No 20.55
Valley CU Main Branch 2096 Mission St Se 97309 (503) 364-7999 No 21.08

Central Willamette Community Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Central Willamette Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 1.99 3.49 3.49 4.88 3.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 3 208 146 255 56
Rank Among All Oregon Credit Unions 1 25 16 30 3

Central Willamette Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.05 0.05 0.20 0.20
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 143 142 318 271
Rank Among All Oregon Credit Unions 10 12 19 34 26
Central Willamette Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 1.990442795,875
All Other Unsecured Loans/Lines of Credit 8.0004,37518,130,333
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.4901,11025,941,751
Used Vehicle Loans 3.4907,29584,342,358
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.88019127,540,286
Total Other Real Estate Loans/Lines of Credit 3.50037710,172,550
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 10.00095448,735,948
TOTAL LOANS & LEASES 14,744215,659,101

Central Willamette Community Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 9110,659,68251,272,934
    b. 15 Years or less 352,508,327111,387,062
Balloon/Hybrid
    a. > 15 years 6514,372,27781,209,188
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 50965,97400
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 3279,206,576601,768,779
Open-End Fixed Rate 0000
TOTALS 56837,712,836845,637,963

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Central Willamette Community Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes