Cedar Point Federal Credit Union

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A short history of Cedar Point FCU

Since its inception in 1945 the Cedar Point Federal Credit Union has been serving its members in the LEXINGTON PARK, Maryland area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Charles Roach, the Cedar Point FCU has grown its membership to over 42,847 with assets of more than $474,916,474. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (301) 863-7071 or email them at cpfcu@cpfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in LEXINGTON PARK, MD.

General Information For Cedar Point FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 5234
Address 22745 MAPLE RD 
City LEXINGTON PARK 
State Maryland 
Zip-Code 20653
Phone Number (301) 863-7071
Fax Number (301) 863-0137
Email Address: cpfcu@cpfcu.com
CEO/President Charles Roach
Members 42,847 
Full-Time Employees 98 
Part-Time Employees 46 
Number of Branch Offices
Total Assets 474,916,474 
Website http://www.cpfcu.com 

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Cedar Point Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Cedar Point Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 7.00 1.99 2.75 3.25 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 46 34 71 44 132
Rank Among All Maryland Credit Unions 1 5 14 2 15

Cedar Point Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 0.32 1.60 1.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 94 79 158
Rank Among All Maryland Credit Unions 10 19 14 5 11
Cedar Point Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 7.0004,40211,017,932
All Other Unsecured Loans/Lines of Credit 11.7502,22612,214,236
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.9901,26429,045,675
Used Vehicle Loans 2.7501,06712,793,208
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.250668114,697,637
Total Other Real Estate Loans/Lines of Credit 4.2502198,310,558
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.42054911,419,072
TOTAL LOANS & LEASES 10,395199,498,318

Cedar Point Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 22749,851,768326,881,500
    b. 15 Years or less 30929,403,3874413,250
Balloon/Hybrid
    a. > 15 years 91,481,08500
    b. 15 Years or less 1199,43600
Other Fixed Rate 91,949,3153868,000
Adjustable Rate 1 yr or less 173,564,51500
Adjustable Rate > 1 yr 9628,248,1317745,000

OTHER REAL ESTATE

Closed-End Fixed Rate 25989,28200
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1947,321,27612735,000
Open-End Fixed Rate 0000
TOTALS 887123,008,195589,642,750

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Cedar Point Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes