Cedar Falls Community Credit Union

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A short history of Cedar Falls Community CU

Since its inception in 1958 the Cedar Falls Community Credit Union has been serving its members in the CEDAR FALLS, Iowa area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Helen Pearce, the Cedar Falls Community CU has grown its membership to over 8,192 with assets of more than $116,510,508. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (319) 266-7531 or email them at memberservice@cfccu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CEDAR FALLS, IA.

General Information For Cedar Falls Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 65565
Address PO BOX 1009 
City CEDAR FALLS 
State Iowa 
Zip-Code 50613
Phone Number (319) 266-7531
Fax Number (319) 266-8543
Email Address: memberservice@cfccu.org
CEO/President Helen Pearce
Members 8,192 
Full-Time Employees 16 
Part-Time Employees
Number of Branch Offices
Total Assets 116,510,508 
Website http://www.cfccu.org 

Compare Cedar Falls Community Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Uni CU Cedar Falls Community Credit Union 420 Viking Rd 50613 (319) 277-3690 No 1.90
Warren CU Systronics, Inc. 14902 W 117th St 66062 (866) 829-9229 No 6.21
Veridian CU Edgewood Hy-Vee 5050 Edgewood Rd NE 50704 (319) 236-5600 No 6.21
Allen Hospital Personnel CU Allen Hospital Personnel Credit Union 1825 Logan Ave 50703 (319) 235-3678 No 7.84
Waterloo Firemen's CU Waterloo Firemen's Credit Union 425 E 3rd St 50703 (319) 236-3803 No 7.99

Cedar Falls Community Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Cedar Falls Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 6.25 2.49 3.49 3.49 4.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 28 83 146 70 200
Rank Among All Iowa Credit Unions 2 6 15 5 25

Cedar Falls Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.20 0.25 1.00 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 108 105 174 266
Rank Among All Iowa Credit Unions 15 17 21 18 33
Cedar Falls Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 6.2502,5903,836,690
All Other Unsecured Loans/Lines of Credit 11.5001,0761,090,948
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.49050711,369,087
Used Vehicle Loans 3.4901,69219,725,341
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.49046432,221,307
Total Other Real Estate Loans/Lines of Credit 4.7502496,411,667
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.7502043,655,884
TOTAL LOANS & LEASES 6,78278,310,924

Cedar Falls Community Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 2148,22900
    b. 15 Years or less 22110,722,82111597,736
Balloon/Hybrid
    a. > 15 years 15414,487,467363,115,518
    b. 15 Years or less 735,970,6094703,000
Other Fixed Rate 181,00500
Adjustable Rate 1 yr or less 15,02511,000,000
Adjustable Rate > 1 yr 12806,1512200,000

OTHER REAL ESTATE

Closed-End Fixed Rate 1504,165,34733928,479
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 992,246,3207470,232
Open-End Fixed Rate 0000
TOTALS 71338,632,974947,014,965

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 4381,452100,000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Cedar Falls Community Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes